1825 Shilhon Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 1825 Shilhon Rd, Duluth, MN 55804

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,356 sqft
Lot Size8 acres (348,480 sqft)
Owner2 Individual Names on Record
Last Sale$560,000 (Sep 2026)
Tax Bill$4,392 (2026)
Deeds & MortgagesSep 2026 Sale & Mortgage
Sep 2024 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN315-0020-04653

Property Details

APN / Parcel Number

Primary APN315-0020-04653
Alternative APN
  • 1149457

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area2,356 sqft Gross Area
1st Floor Area1,178 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Construction TypeFrame
Lot Area348,480 sqft (8 acres)
Garage Area544 sqft
PorchSlab
Porch Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelPropane

Location & Zoning

Account Number1149457
Street Address1825 SHILHON RD
CityDULUTH
StateMN
Zip55804-9641
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS1/2 OF S1/2 OF SW1/4 OF SW1/4, EXCEPT THEWEST 295.20 FEET OF THE SOUTH 295.20 FEETTHEREOF. SERIAL #
Legal Range12W
Legal Township52N
Legal Section28
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1017
Census Tract10500

Owner

Source: St. Louis County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1825 SHILHON RD, DULUTH, MN 55804-9641
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2026Warranty Deed, Transfer · Conventional Mortgage
NORTH SHORE BANK OF COMMERCE
Sep 10, 2024Deed of Trust, Mortgage · Conventional Mortgage
NORTH SHORE BANK OF COMMERCE
Jun 6, 2023Warranty Deed, Construction Loan · Construction Mortgage
NORTH SHORE BANK OF COMMERCE
Jun 6, 2023Warranty Deed, Transfer
UNKNOWN, ST LOUIS TITLE
Sep 7, 2022Land Contract, Transfer · Land Contract
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2026 · Amount on Record
Deed SaleSep 21, 2026 · Amount on Record
Prior SaleJun 6, 2023 · Amount on Record
Deed Document Number20261540705
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateSep 21, 2026
Property Address1825 SHILHON RD, DULUTH, MN 55804-9641
Document Number0001540705
Instrument DateSep 11, 2026
Instrument20261540705
Transaction TypeTransfer
Record UpdatedOct 2, 2026
Title CompanyPIONEER LAND TITLE, PIONEER TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$186,648.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1825 SHILHON RD, DULUTH, MN 55804-9641

Mortgage

Document Number0001540706,
DateSep 21, 2026
Instrument20261540706
Lender
NameNORTH SHORE BANK OF COMMERCE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address1825 SHILHON RD, DULUTH, MN 55804-9641
Transaction TypeMortgage
Record UpdatedOct 21, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1825 SHILHON RD, DULUTH, MN 55804-9641

Mortgage

Document Number0001495134
DateSep 10, 2024
Instrument1495134
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2054

June 2023: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJun 6, 2023
Property Address1825 SHILHON RD, DULUTH, MN 55804-9641
Document Number0001467613
Instrument DateMay 31, 2023
Instrument1467613
Transaction TypeConstruction Loan
Record UpdatedOct 21, 2025
Title CompanyUNKNOWN, ST LOUIS TITLE

Transaction

AmountAmount Recorded
Tax$204.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address6122 BERGQUIST RD, DULUTH, MN 55804-8614

Mortgage

Document Number0001467614
DateJun 6, 2023
Instrument1467614
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 1, 2024

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJun 6, 2023
Property Address1825 SHILHON RD, DULUTH, MN 55804-9641
Document Number0001467612
Instrument DateMay 24, 2023
Instrument1467612
Transaction TypeTransfer
Record UpdatedOct 21, 2025
Title CompanyUNKNOWN, ST LOUIS TITLE

Transaction

AmountAmount Recorded
Tax$171.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1862 SHILHON RD, DULUTH, MN 55804-9641

September 2022: Land Contract, Transfer

Document TypeLand Contract
JurisdictionST LOUIS MN
Recording DateSep 7, 2022
Property Address1825 SHILHON RD, DULUTH, MN 55804-9641
Document Number0001451388
Instrument DateAug 24, 2022
Instrument1451388
Transaction TypeTransfer
Record UpdatedOct 21, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1655 KORKKI RD, DULUTH, MN 55804-9699
InvestorPossibly a Property Investor

Mortgage

DateSep 7, 2022
Lender
NameNOT AVAILABLE
Agreement
TypeLand Contract
AmountAmount Recorded
Term84 Months
DueSep 3, 2029
Interest
Rate7%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionDuluth Township
Unified School DistrictLake Superior Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,392.00 (-0.32%) Homeowner's exemption
2025$4,406.00$538,800 (+4.85%) Land $108,500 Building $430,300$538,800 (+4.85%) Land $108,500 Building $430,300
2024$513,900 Land $103,900 Building $410,000$513,900 Land $103,900 Building $410,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1993)
Most Recent ClaimMay 1993 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

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