1825 Rock Lake Loop, Virginia Beach, VA 23456 Property Records

Virginia Beach City property record for 1825 Rock Lake Loop, Virginia Beach, VA 23456

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,964 sqft · built 1986
Lot Size	0.166 acres (7,255 sqft)
Owner	2 Individual Names on Record
Last Sale	$146,400 (Sep 2003)
Tax Bill	$3,554 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2019 Line of Credit
APN	`1485-02-2237`

Property Details

APN / Parcel Number

Primary APN	`1485-02-2237`
Alternative APN	`14850222370000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,964 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,255 sqft
Garage Type	Attached
Garage Area	332 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	1825 ROCK LAKE LOOP
City	VIRGINIA BEACH
State	VA
Zip	23456-5820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5D
Legal Description	ROCK CREEK PHASE 1 LOT 47
Legal Section	13
Legal Subdivision	ROCK CREEK
Legal Lot Number	47
Jurisdiction	VIRGINIA BEACH CITY VA
Township / Civil Division	VIRGINIA BEACH
Census Block Group	3
Census Block	3012
Census Tract	46014

Owner

Source: Virginia Beach City records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	1825 ROCK LAKE LOOP, VIRGINIA BEACH, VA 23456-5820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 22, 2019	Deed of Trust, Mortgage · Line of Credit LANGLEY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2003 · Amount on Record
Deed Sale	Sep 16, 2003 · Amount on Record
Prior Sale	Sep 21, 2001 · Amount on Record
Deed Document Number	200307220113640
Prior Transfer Date	Jul 22, 2003
Prior Transfer Doc	20030722113640
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VIRGINIA BEACH CITY VA
Property Address	1825 ROCK LAKE LOOP, VIRGINIA BEACH, VA 23456-5820
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005048
Date	Apr 27, 2021
Instrument	202103035048

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	296 Months
Due	Dec 1, 2045

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VIRGINIA BEACH CITY VA
Property Address	1825 ROCK LAKE LOOP, VIRGINIA BEACH, VA 23456-5820
Document Number	0000535250
Instrument Date	Jun 22, 2019
Transaction Type	Mortgage
Record Updated	Jul 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1825 ROCK LAKE LOOP VIRGINIA BEACH VA 234565820, VIRGINIA BEACH, VA 23456-5820

Mortgage

Document Number	0000535250
Date	Jul 1, 2019
Instrument	535250

Lender

Name	LANGLEY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Jun 30, 2026

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Virginia Beach City assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Virginia Beach City
Unified School District	Virginia Beach City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,554.00 (+3.25%)	$366,400 (+5.38%) Land $130,000 Building $236,400	$366,400 (+5.38%) Land $130,000 Building $236,400
2023	$3,442.00	$347,700 Land $108,000 Building $239,700	$347,700 Land $108,000 Building $239,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (1978–2020)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VIRGINIA BEACH serves 437,994 people · EPA ID VA3810900
Water Source	Purchased surface water from CITY OF NORFOLK
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 712 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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