1825 N River Rd, Algonquin, IL 60102 Property Records

McHenry County property record for 1825 N River Rd, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Lot Size	1.47 acres (64,033 sqft)
Owner	Individual Name on File
Last Sale	$825,000 (Aug 2019)
Deeds & Mortgages	Nov 2018 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-26-329-030`

Property Details

APN / Parcel Number

Primary APN	`19-26-329-030`

Exterior

Lot Area	64,033 sqft (1.47 acres)

Location & Zoning

Street Address	1825 N RIVER RD
City	ALGONQUIN
State	IL
Zip	60102-2463
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0027573 PT LTS 13 & 14 ASSRS PLAT SEC 26 MEMO: DOBBELAERE, JOSEPH T/ GEORGIA A
Legal Lot Number	13-14 14
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	4
Census Block	4022
Census Tract	871600

Owner

Source: McHenry County records · APN 19-26-329-030

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1825 N RIVER RD, ALGONQUIN, IL 60102-2463
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 07, 2018	Deed of Trust, Mortgage · ARM BMO HARRIS BANK NA
Mar 05, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Aug 27, 2019	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 27, 2019 · Amount on Record
Deed Sale	Aug 27, 2019 · Amount on Record
Prior Sale	Oct 23, 2008 · Amount on Record
Deed Document Number	2019R0027573
Record Updated	Jun 07, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1825 N RIVER RD, ALGONQUIN, IL 60102-2463
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038263
Date	Nov 07, 2018
Instrument	2018R0038263

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Dec 01, 2023
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.75%
Index	1-Year LIBOR
Max Rate	9.75%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1825 N RIVER RD, ALGONQUIN, IL 60102-2463
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007843
Date	Mar 05, 2020
Instrument	2020R0007843

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 01, 2030

Interest

Rate	3%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 27, 2019
Property Address	1825 N RIVER RD, ALGONQUIN, IL 60102-2463
Document Number	0000027573
Instrument Date	Aug 23, 2019
Instrument	2019R0027573
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,237.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1825 N RIVER RD, ALGONQUIN, IL 60102-2463

Mortgage

Document Number	0000027574
Date	Aug 27, 2019
Instrument	2019R0027574

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

Interest

Rate	3.62%

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$306,018 Land $79,811 Building $226,207	$918,054 Land $239,433 Building $678,621

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	4 (1979–1987)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 1987 · alluvial fan flooding

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 196 locations within half a mile of this property.

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