1825 Limestone Dr, Elgin, IL 60124 Property Records

Kane County property record for 1825 Limestone Dr, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Owner2 Individual Names on Record
Last Sale$490,000 (May 2024)
Tax Bill$12,747 (2025)
Deeds & MortgagesDec 2025 Mortgage
May 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-01-104-002

Property Details

APN / Parcel Number

Primary APN08-01-104-002

Location & Zoning

Street Address1825 LIMESTONE DR
CityELGIN
StateIL
Zip60124-2339
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE PONDS OF STONY CREEK UNIT 2A - LOT 159
Legal SubdivisionSTONY CREEK
Legal Block2
Legal Lot Number159
Legal Unit2A
JurisdictionKANE IL
Township / Civil DivisionCAMPTON
Census Block Group2
Census Block2005
Census Tract852406

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2814 N NATCHEZ AVE, CHICAGO, IL 60634-4950
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2025Deed of Trust, Mortgage · Conventional Mortgage
NORTH SHORE TRUST & SAVINGS
May 3, 2024Special Warranty Deed, Transfer · Conventional Mortgage
NORTH SHORE TRUST & SAVINGS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 3, 2024 · Amount on Record
Deed SaleMay 3, 2024 · Amount on Record
Deed Document Number202414783
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1825 LIMESTONE DR, ELGIN, IL 60124-2339
Transaction TypeMortgage
Record UpdatedDec 25, 2025
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000049559
DateDec 15, 2025
Instrument2025K049559
Lender
NameNORTH SHORE TRUST & SAVINGS
TypeBank
AddressLAKE VILLA, IL 60046
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2055
Interest
Rate TypeAdjustable Rate
Rate6.75%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2030
Change FrequencyAnnually
Min Rate At Change4.75%
Max Rate At Change8.75%
Index1-Year CMT
Max Rate11.7%

May 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionKANE IL
Recording DateMay 3, 2024
Property Address1825 LIMESTONE DR, ELGIN, IL 60124-2339
Document Number0000014783
Map ReferenceDOC 2021K022404
Instrument DateApr 23, 2024
Instrument2024K014783
Transaction TypeTransfer
Record UpdatedMay 10, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$490.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1825 KIMESTONE SR, ELGIN, IL 60124

Mortgage

Document Number0000014784
DateMay 3, 2024
Instrument2024K014784
Lender
NameNORTH SHORE TRUST & SAVINGS
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2054
Interest
Rate TypeAdjustable Rate
Rate8.75%
AdjustableAdjustable Rate Rider
Type Change DateMay 1, 2027
Change FrequencyAnnually
Min Rate At Change6.75%
Max Rate At Change10.7%
Index1-Year CMT
Max Rate13.7%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionCampton Township
MunicipalityElgin City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,747.00 (+7,532.93%)
2024$89,688 (+4,774.35%) Land $2,258 Building $87,430$269,172 (+4,776.3%) Land $6,777 Building $262,395
2022$167.00 (+2.45%)$1,840 (+5.93%) Land $1,840$5,520 (+5.93%) Land $5,520
2021$163.00$1,737 Land $1,737$5,211 Land $5,211

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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