1825 Huckleberry Ln, Prospect, KY 40059 Property Records

Oldham County property record for 1825 Huckleberry Ln, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Lot Size	0.87 acres (37,897 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Mar 2021)
Tax Bill	$2,510 (2025)
Deeds & Mortgages	May 2022 Line of Credit Jul 2021 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`01-01B-01-83-85`

Property Details

APN / Parcel Number

Primary APN	`01-01B-01-83-85`
Alternative APN	`66137`

Exterior

Lot Area	37,897 sqft (0.87 acres)

Location & Zoning

Account Number	66137
Street Address	1825 HUCKLEBERRY LN
City	PROSPECT
State	KY
Zip	40059-9046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & .87AC
Legal Subdivision	OLDHAM ACRES
Legal Block	SEC 83
Legal Lot Number	85
Jurisdiction	OLDHAM KY
Township / Civil Division	PEWEE VALLEY
Census Block Group	1
Census Block	1003
Census Tract	30801

Owner

1825 Huckleberry Ln is owned by an individual who bought it in March 2021.

Source: Oldham County records, as of December 23, 2025

Owner of Record	Individual Name on File
Mailing Address	212 MARENGO DR, LOUISVILLE, KY 40243-2018
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION
Jul 26, 2021	Deed of Trust, Mortgage · Line of Credit L&N FCU
Mar 22, 2021	Deed, Transfer · Conventional Mortgage L&N FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2021 · Amount on File
Deed Sale	Mar 22, 2021 · Amount on File
Deed Document Number	2021626951
Deed Book / Page	1282 / 226
Prior Transfer Date	Mar 19, 2021
Prior Transfer Doc	0D1282/226
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	1825 HUCKLEBERRY LN, PROSPECT, KY 40059-9046
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2583/960
Date	May 4, 2022
Book Page	M2583/960
Instrument	689079

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union
Address	FRANKFORT, KY 40602

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	1825 HUCKLEBERRY LN, PROSPECT, KY 40059-9046
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2531/656
Date	Jul 26, 2021
Book Page	M2531/656
Instrument	647393

Lender

Name	L&N FCU
Type	Credit Union
Address	FRANKFORT, KY 40602

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OLDHAM KY
Recording Date	Mar 22, 2021
Property Address	1825 HUCKLEBERRY LN, PROSPECT, KY 40059-9046
Document Number	0D1282/226
Book / Page	D1282 / 226
Map Reference	MB 66 PG 626&627
Instrument Date	Mar 19, 2021
Instrument	626951
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1851 HUCKLEBERRY LN, 1851, PROSPECT, KY 40059-9046

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1825 HUCKLEBERRY LN, PROSPECT, KY 40059-9046

Mortgage

Document Number	0000626954
Date	Mar 22, 2021
Instrument	626954

Lender

Name	L&N FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1825 Huckleberry Ln was $2,510.

Source: Oldham County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,510.00	$200,000 Land $50,000 Building $150,000	$200,000 Land $50,000 Building $150,000
2023	$2,150.00	$170,000 Land $40,000 Building $130,000	$170,000 Land $40,000 Building $130,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1825 Huckleberry Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 93 policies
Nearby Flood Policies	93 in force
Nearby Flood Claims	776 (1978–2025)
Claims Outside the SFHA	47 of 776
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 70 claims Severe Storms, Tornadoes, And Flooding, May 2011 · 78 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 105 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1825 Huckleberry Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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