Ottawa County property record for 1825 E St SW, Miami, OK 74354
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,383 sqft · built 1932 |
| Lot Size | 3.7 acres (161,172 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Oct 2000) |
| Tax Bill | $1,129 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 19072 |
| Primary APN | 19072 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,383 sqft Living Area |
| 1st Floor Area | 1,383 sqft |
| Basement Area | 1,383 sqft |
| Unfinished Basement | 1,383 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 161,172 sqft (3.7 acres) |
| Garage Type | Detached |
| Garage Area | 1,271 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 642 sqft |
| Patio Area | 460 sqft |
| Shed | 1 Shed |
| Shed Area | 600 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 19072 |
|---|---|
| Street Address | 1825 E ST SW |
| City | MIAMI |
| State | OK |
| Zip | 74354-8718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A TR BEG N758.5' OF SW COR SW SE; TH N125' E848' TO A PT IN W RT OF KO& G TH SWLY ON DS ROW A PT 596.6' DIRECTLY E OF PT 658. |
| Legal Range | 23E |
| Legal Township | 27N |
| Legal Section | 06 |
| Legal Subdivision | MIAMI MISC. I |
| Legal Block | 27 |
| Legal Lot Number | 23 |
| Jurisdiction | OTTAWA OK |
| Township / Civil Division | MIAMI |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 574700 |
1825 E St SW is owned and occupied by an individual who bought it in October 2000.
Source: Ottawa County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1825 E ST SW, MIAMI, OK 74354-8718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2022 | Deed of Trust, Mortgage · Line of Credit ARVEST BANK |
| May 12, 2017 | Deed of Trust, Mortgage · Line of Credit ARVEST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2000 · Amount on File |
| Deed Sale | Oct 16, 2000 · Amount on File |
| Deed Book / Page | 672 / 475 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OK |
| Property Address | 1825 E ST SW, MIAMI, OK 74354-8718 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1825 E ST, MIAMI, OK 74354-8718 |
| Document Number | 001162/659 |
|---|---|
| Date | Jun 3, 2022 |
| Book Page | 1162/659 |
| Instrument | I-2022-002888 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | MIAMI, OK 74354 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | May 27, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OK |
| Property Address | 1825 E ST SW, MIAMI, OK 74354-8718 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017-001958 |
|---|---|
| Date | May 12, 2017 |
| Book Page | 1049/449 |
| Instrument | 2017-001958 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | ROGERS, AR 72758 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 8, 2018 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1825 E St SW was $1,129 with a homeowner's exemption, down 1.2% from the year before.
Source: Ottawa County assessment roll, as of January 29, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Ottawa County |
| Municipality | Miami City |
| Unified School District | Miami Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,099 (+3%) Land $1,156 Building $11,943 | $114,912 (-16.49%) Land $10,141 Building $104,771 | |
| 2025 | $1,129.00 (-1.22%) Homeowner's exemption | $12,718 (+3%) Land $1,122 Building $11,596 | $137,607 (-7.96%) Land $11,642 Building $125,965 |
| 2024 | $1,143.00 (+9.59%) Homeowner's exemption | $12,348 (+2.99%) Land $1,090 Building $11,258 | $149,512 (-3.04%) Land $11,642 Building $137,870 |
| 2023 | $1,043.00 (+6%) Homeowner's exemption | $11,989 (+3%) Land $1,072 Building $10,917 | $154,196 (-) Land $11,642 Building $142,554 |
| 2022 | $984.00 Homeowner's exemption | $11,640 Land $1,056 Building $10,584 | $154,196 Land $11,642 Building $142,554 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1825 E St SW in Zone X, an area of minimal flood risk, though there have been 62 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 62 (1985–2019) |
| Most Recent Claim | May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1825 E St SW is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 84% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIAMI serves 13,704 people · EPA ID OK2005813 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| The Junction Internet Fixed Wireless | 100 / 20 |
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