1825 Co Rd 131, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 1825 Co Rd 131, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,714 sqft · built 1989
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on File
Last Sale	$515,000 (Dec 2024)
Tax Bill	$4,543 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Dec 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-10-07-36-0-000-077.021`

Property Details

APN / Parcel Number

Primary APN	`13-10-07-36-0-000-077.021`
Alternative APNs	`ALT APN:1007360000077021` `217745` `12372`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,714 sqft Living Area
1st Floor Area	1,008 sqft
Upper Floors Area	706 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)

Exterior Amenities

Porch	Patio
Porch Area	504 sqft
Deck Area	504 sqft
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	217745
Street Address	1825 COUNTY ROAD 131
City	CEDAR BLUFF
State	AL
Zip	35959-2132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E/2 LOT 21, BLK A, MEADOWS EST SD, PB 8 PG 29
Legal Range	10E
Legal Township	09S
Legal Section	36
Legal Subdivision	MEADOWS ESTATE
Legal Block	A
Legal Lot Number	21
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	2
Census Block	2028
Census Tract	955701

Owner

1825 Co Rd 131 is owned by a company that bought it in December 2024.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	5818 N 18TH PL, CASA GRANDE, AZ 85122
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Dec 18, 2024	Warranty Deed, Transfer · Conventional Mortgage HOMEXPRESS MORTGAGE CORP
Jul 6, 2023	Warranty Deed, Transfer
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2024 · Amount on File
Deed Sale	Dec 18, 2024 · Amount on File
Prior Sale	Jul 6, 2023 · Amount on File
Deed Document Number	2024236837
Prior Transfer Date	Apr 3, 2008
Prior Transfer Doc	0000153473
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	1825 COUNTY ROAD 131, CEDAR BLUFF, AL 35959-2132
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000212488
Date	Jun 10, 2020
Instrument	212488

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 20, 2050

Interest

Rate Type	Fixed Rate

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Dec 18, 2024
Property Address	1825 COUNTY ROAD 131, CEDAR BLUFF, AL 35959-2132
Document Number	0000236837
Map Reference	MB 8 PG 29
Instrument Date	Dec 16, 2024
Instrument	236837
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	138 PINEVIEW DR, LEESBURG, GA 31763-3416

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5818 NORTH 18TH PLACE, CASA GRANDE, AZ 85122

Mortgage

Document Number	0000236838
Date	Dec 18, 2024
Instrument	236838

Lender

Name	HOMEXPRESS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jul 6, 2023
Property Address	1825 COUNTY ROAD 131, CEDAR BLUFF, AL 35959-2132
Document Number	0000229767
Instrument Date	Jul 6, 2023
Instrument	229767
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	485 COUNTY ROAD 26, CENTRE, AL 35960-7103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 PINEVIEW DR, LEESBURG, GA 31763-3416

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	1825 COUNTY ROAD 131, CEDAR BLUFF, AL 35959-2132
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	212488
Date	Jun 10, 2020
Instrument	212488

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 20, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1825 Co Rd 131 was $4,543, up 157% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Municipality	Cedar Bluff Town
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,543.00 (+156.96%)
2025	$1,768.00 (+5.93%)	$34,860 (+72.06%) Land $19,600 Building $15,260	$376,200 (+5.91%) Land $196,000 Building $180,200
2024	$1,669.00 (+3.79%)	$20,260 (-42.25%) Land $17,500 Building $2,760	$355,200 (+102.51%) Land $175,000 Building $180,200
2023	$1,608.00 Homeowner's exemption	$35,080 (+74.53%)	$175,400 (-50.38%) Land $175,000 Building $400
2022	$1,608.00 Homeowner's exemption	$20,100 Land $17,500 Building $2,600	$353,500 Land $175,000 Building $178,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1825 Co Rd 131 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1825 Co Rd 131 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187
Water Source	Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 131

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