18245 Roseate Dr, Lutz, FL 33558 Property Records

Pasco County property record for 18245 Roseate Dr, Lutz, FL 33558

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,261 sqft · built 2018
Lot Size	0.179 acres (7,833 sqft)
Owner	Individual Name on File
Last Sale	$453,158 (Jun 2018)
Tax Bill	$5,567 (2025)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-26-18-0080-03900-0090`

Property Details

APN / Parcel Number

Primary APN	`33-26-18-0080-03900-0090`
Alternative APN	`1083401`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,261 sqft Living Area
Gross Area	4,227 sqft
1st Floor Area	2,762 sqft
Upper Floors Area	499 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,833 sqft (0.179 acres)
Garage Area	631 sqft
Porch	Porch
Porch Area	335 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	1083401
Street Address	18245 ROSEATE DR
City	LUTZ
State	FL
Zip	33558-2309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	LONG LAKE RANCH VILLAGE 1B PB 73 PG 140 BLOCK 39 LOT 9 OR 9745 PG 1598
Legal Range	18E
Legal Township	26S
Legal Section	33
Legal Subdivision	LONG LAKE RANCH VILLAGE
Legal Tract	80
Legal Block	39
Legal Lot Number	9
Jurisdiction	PASCO FL
Township / Civil Division	NEW PORT RICHEY
Census Block Group	2
Census Block	2021
Census Tract	31605

Owner

18245 Roseate Dr is owned and occupied by an individual who bought it in June 2018.

Source: Pasco County records, as of December 19, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	18245 ROSEATE DR, LUTZ, FL 33558-2309
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2018 · Amount on File
Deed Sale	Jun 22, 2018 · Amount on File
Deed Document Number	2018105687
Deed Book / Page	9745 / 1598
Record Updated	Jun 8, 2026

June 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jun 22, 2018
Property Address	18245 ROSEATE DR, LUTZ, FL 33558-2309
Document Number	0097451598
Book / Page	9745 / 1598
Map Reference	MB 73 PG 140-145
Instrument Date	Jun 19, 2018
Instrument	2018105687
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 13, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,172.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9422 CAMDEN FIELD PKWY, 9422, RIVERVIEW, FL 33578-0519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18245 ROSEATE DR, LUTZ, FL 33558-2309

Mortgage

Document Number	2018105688
Date	Jun 22, 2018
Instrument	2018105688

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 18245 Roseate Dr was $5,567 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,567.00 Homeowner's exemption	$234,940 Land $98,069 Building $136,871	$637,385 Land $98,069 Building $539,316
2023	$5,295.00 (+10.47%) Additional exemption filed	$221,670 (+3%) Land $79,061 Building $142,609	$680,476 (+19.55%) Land $79,061 Building $601,415
2022	$4,793.00 Homeowner's exemption	$215,220 Land $66,389 Building $148,831	$569,189 Land $66,389 Building $502,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18245 Roseate Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 158 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	187 units insured incl. 29 condo units
Nearby Flood Claims	21 (1997–2024)
Claims Outside the SFHA	2 of 21
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Hurricane Frances, Sep 2004 · 5 claims Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18245 Roseate Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000