San Bernardino County property record for 18245 Main St, Hesperia, CA 92345
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,542 sqft · built 1980 |
| Lot Size | 0.478 acres (20,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,802 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0411-314-03-0000 |
| Primary APN | 0411-314-03-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,542 sqft Living Area |
| Gross Area | 2,007 sqft |
| 1st Floor Area | 1,542 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Built-Up Asphalt |
| Lot Area | 20,800 sqft (0.478 acres) |
| Lot Dimensions | 200 ft deep x 104 ft wide |
| Garage Type | Attached |
| Garage Area | 465 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 537 sqft |
| Patio Area | 537 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 18245 MAIN ST |
|---|---|
| City | HESPERIA |
| State | CA |
| Zip | 92345-6354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 5246 LOT 176 TRACT NO 5246 LOT 176 EX WTR RTS EX 1/2 INT MIN RTS WITHOUT S E |
| Legal Subdivision | TRACT NO 5246 |
| Legal Tract | 5246 |
| Legal Block | 2 |
| Legal Lot Number | 176 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10021 |
18245 Main St is owned and occupied by an individual who acquired it in April 2026.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18245 MAIN ST, HESPERIA, CA 92345-6354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Dec 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Apr 1, 2026 | Grant Deed, Transfer MONARCH TITLE/TX, MONARCH TITLE |
| Apr 1, 2026 | Grant Deed, Transfer · FHA Mortgage ARCSTONE FINANCIAL INC |
| Jan 8, 2024 | Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 13, 2019 | Grant Deed, Transfer · Conventional Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC |
| Jul 24, 2019 | Grant Deed, Transfer · Conventional Mortgage QUIHUIS ROBERT G TRUST (PT) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2026 |
| Deed Sale | Apr 1, 2026 |
| Prior Sale | Jan 8, 2024 · Amount on File |
| Deed Document Number | 202683939 |
| Prior Transfer Date | Mar 26, 2026 |
| Prior Transfer Doc | 0000083939 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 18245 MAIN ST, HESPERIA, CA 92345-6354 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA |
| Name | Verified Name |
|---|---|
| Address | 18245 MAIN ST, HESPERIA, CA 92345-6354 |
| Document Number | 0000141422 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 2021-0141422 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 18245 MAIN ST, HESPERIA, CA 92345-6354 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA |
| Name | Verified Name |
|---|---|
| Address | 18245 MAIN ST, HESPERIA, CA 92345-6354 |
| Document Number | 0000577308 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 2021-0577308 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Apr 1, 2026 |
| Property Address | 18245 MAIN ST, HESPERIA, CA 92345-6354 |
| Document Number | 0000083940 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 202683940 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | MONARCH TITLE/TX, MONARCH TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 18245 MAIN ST, HESPERIA, CA 92345-6354 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Apr 1, 2026 |
| Property Address | 18245 MAIN ST, HESPERIA, CA 92345-6354 |
| Document Number | 0000083939 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 202683939 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Title Company | MONARCH TITLE/TX, MONARCH TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 18245 MAIN ST, HESPERIA, CA 92345-6354 |
| Document Number | 0000083941, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 202683941 |
| Name | ARCSTONE FINANCIAL INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jan 8, 2024 |
| Property Address | 18245 MAIN ST, HESPERIA, CA 92345-6354 |
| Document Number | 0000006171 |
| Map Reference | MB 62 PG 38-40 |
| Instrument Date | Jan 4, 2024 |
| Instrument | 2024-0006171 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2024 |
| Title Company | ORABGE COAST TITLE, ORANGE COAST TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18245 MAIN ST, HESPERIA, CA 92345-6354 |
| Document Number | 0000006172 |
|---|---|
| Date | Jan 8, 2024 |
| Instrument | 2024-0006172 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Feb 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Dec 13, 2019 |
| Property Address | 18245 MAIN ST, HESPERIA, CA 92345-6354 |
| Document Number | 0000461177 |
| Map Reference | MB 62 PG 38-40 |
| Instrument Date | Dec 12, 2019 |
| Instrument | 2019-0461177 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | LAWYERS TITLE I E |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18245 MAIN ST, HESPERIA, CA 92345-6354 |
| Document Number | 0000461178 |
|---|---|
| Date | Dec 13, 2019 |
| Instrument | 2019-0461178 |
| Name | MORTGAGE SOLUTIONS OF COLORADO LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jul 24, 2019 |
| Property Address | 18245 MAIN ST, HESPERIA, CA 92345-6354 |
| Document Number | 0000248250 |
| Instrument Date | Jun 14, 2019 |
| Instrument | 248250 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2019 |
| Title Company | LAWYERS TITLE-IE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $224.95 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 18245 MAIN ST HESPERIA CA 923456354, HESPERIA, CA 92345-6354 |
| Document Number | 248251 |
|---|---|
| Date | Jul 24, 2019 |
| Instrument | 248251 |
| Name | QUIHUIS ROBERT G TRUST (PT) |
|---|---|
| Address | 9121 LONGDEN AVE, TEMPLE CITY, CA 91780-1604 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 18245 Main St was $4,802.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Hesperia City |
| Unified School District | Hesperia Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $442,170 (+2%) Land $72,828 Building $369,342 | |
| 2025 | $4,802.00 | $433,500 Land $71,400 Building $362,100 |
| 2023 | $3,237.00 (+2.4%) Homeowner's exemption | $294,330 (+2%) Land $58,866 Building $235,464 |
| 2022 | $3,161.00 Homeowner's exemption | $288,559 Land $57,712 Building $230,847 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 18245 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18245 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HESPERIA WD serves 101,836 people · EPA ID CA3610024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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