St. Tammany Parish property record for 18245 Derbes Dr, Covington, LA 70433
| Property Type | Single Family Home |
|---|---|
| Details | 1,789 sqft · built 2019 |
| Owner | Individual Name on Record |
| Last Sale | $30,237 (Jan 2019) |
| Tax Bill | $2,190 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Nov 2022 Mortgage + 6 more |
| APN | 107-010-1281 |
| Primary APN | 107-010-1281 |
|---|---|
| Alternative APN |
|
| Building Area | 1,789 sqft Living Area |
|---|
| Year Built | Built 2019 |
|---|
| Old Parcel Number | 107-010-1281 |
|---|---|
| Street Address | 18245 DERBES DR |
| City | COVINGTON |
| State | LA |
| Zip | 70433-0342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 127 LAZY RIVER ESTATES CB 928 174 INST NO 991893 INST NO 1122522 INST NO 1234561 INST NO 1374480 INST NO 1467514 INST NO |
| Legal Subdivision | LAZY RIVER ESTATES |
| Legal Lot Number | 127 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 40607 |
Source: St. Tammany Parish records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 18245 DERBES DR, COVINGTON, LA 70433-0342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Jan 17, 2019 | Cash Sale Deed, Transfer · Conventional Mortgage HOME BANK NA |
| Sep 10, 2018 | Cash Sale Deed, Transfer NORTH LAKE TITLE, NORTHLAKE TITLE |
| Sep 10, 2018 | Cash Sale Deed, Transfer NORTHLAKE TITLE |
| Sep 10, 2018 | Cash Sale Deed, Transfer NORTH LAKE TITLE, NORTHLAKE TITLE |
| Jul 3, 2017 | Deed, Transfer CRESCENT TITLE LLC, CRESCENT TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 2019 · Amount on Record |
| Deed Sale | Jan 17, 2019 · Amount on Record |
| Prior Sale | Sep 10, 2018 · Amount on Record |
| Deed Document Number | 2143050 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 18245 DERBES DR, COVINGTON, LA 70433-0342 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0002462768 |
|---|---|
| Date | Sep 2, 2025 |
| Instrument | 2462768 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 18245 DERBES DR, COVINGTON, LA 70433-0342 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0002354286 |
|---|---|
| Date | Nov 23, 2022 |
| Instrument | 2354286 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 1, 2042 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 18245 DERBES DR, COVINGTON, LA 70433-0342 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0002266197 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 2266197 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Jan 17, 2019 |
| Property Address | 18245 DERBES DR, COVINGTON, LA 70433-0342 |
| Document Number | 0002143050 |
| Instrument Date | Jan 14, 2019 |
| Instrument | 2143050 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1776 CONTINENTAL DR, COVINGTON, LA 70433-7279 |
| Document Number | 0002144916 |
|---|---|
| Date | Feb 1, 2019 |
| Instrument | 2144916 |
| Name | HOME BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Sep 10, 2018 |
| Property Address | 18245 DERBES DR, COVINGTON, LA 70433-0342 |
| Document Number | 2127440 |
| Map Reference | CB 253 |
| Instrument Date | Sep 7, 2018 |
| Instrument | 2127440 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | NORTH LAKE TITLE, NORTHLAKE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39684 SUMMER LN, PONCHATOULA, LA 70454-8138 |
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Sep 10, 2018 |
| Property Address | 18245 DERBES DR, COVINGTON, LA 70433-0342 |
| Document Number | 2127440 |
| Map Reference | CB 253 |
| Instrument Date | Sep 7, 2018 |
| Instrument | 2127440 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2021 |
| Title Company | NORTHLAKE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39684 SUMMER LN, PONCHATOULA, LA 70454-8138 |
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Sep 10, 2018 |
| Property Address | 18245 DERBES DR, COVINGTON, LA 70433-0342 |
| Document Number | 0002127440 |
| Map Reference | CB 253 |
| Instrument Date | Sep 7, 2018 |
| Instrument | 2127440 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2023 |
| Title Company | NORTH LAKE TITLE, NORTHLAKE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39684 SUMMER LN, PONCHATOULA, LA 70454-8138 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Jul 3, 2017 |
| Property Address | 18245 DERBES DR, COVINGTON, LA 70433-0342 |
| Document Number | 0002068884 |
| Map Reference | CB 89 FO 505 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 2068884 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2023 |
| Title Company | CRESCENT TITLE LLC, CRESCENT TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 7411, METAIRIE, LA 70010-7411 |
Source: St. Tammany Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,190.00 (-3.78%) Homeowner's exemption | $27,020 (-) Land $2,000 Building $25,020 | $270,195 (-) Land $20,000 Building $250,195 |
| 2024 | $2,276.00 (+22.04%) Homeowner's exemption | $27,020 (+20.37%) Land $2,000 Building $25,020 | $270,195 (+20.36%) Land $20,000 Building $250,195 |
| 2023 | $1,865.00 Homeowner's exemption | $22,448 (-) Land $2,000 Building $20,448 | $224,480 (-) Land $20,000 Building $204,480 |
| 2022 | $1,865.00 Homeowner's exemption | $22,448 Land $2,000 Building $20,448 | $224,480 Land $20,000 Building $204,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 258 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 258 in force |
| Nearby Flood Claims | 112 (1995–2024) |
| Claims Outside the SFHA | 3 of 112 |
| Most Recent Claim | Sep 2024 · Hurricane Francine |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 53% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST TAMMANY WATER DISTRICT 3 serves 2,920 people · EPA ID LA1103056 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Aug 2014 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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