1824 Windriver St, San Marcos, CA 92078 Property Records

San Diego County property record for 1824 Windriver St, San Marcos, CA 92078

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,015 sqft · built 2006
Lot Size	0.144 acres (6,280 sqft)
Owner	2 Individual Names on Record
Last Sale	$910,000 (Jul 2018)
Tax Bill	$14,676 (2025)
Deeds & Mortgages	Jul 2022 Second Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`679-211-15-00`

Property Details

APN / Parcel Number

Primary APN	`679-211-15-00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,015 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	6,280 sqft (0.144 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1824 WINDRIVER ST
City	SAN MARCOS
State	CA
Zip	92078-1093
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPA
Legal Description	LOT 15 TR 015173
Legal Subdivision	SAN MARCOS THE QUORUM
Legal Tract	015173
Legal Block	1
Legal Lot Number	15
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	20043

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1824 WINDRIVER ST, SAN MARCOS, CA 92078-1093
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CALIFORNIA COAST CU
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage BBVA USA
Jul 2, 2018	Grant Deed, Transfer · ARM COMPASS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2018 · Amount on Record
Deed Sale	Jul 2, 2018 · Amount on Record
Prior Sale	Jun 15, 2016 · Amount on Record
Deed Document Number	2018270363
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1824 WINDRIVER ST, SAN MARCOS, CA 92078-1093
Transaction Type	Mortgage
Record Updated	Jul 27, 2022
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1824 WINDRIVER ST, SAN MARCOS, CA 92078-1093

Mortgage

Document Number	0000291006
Date	Jul 15, 2022
Instrument	2022-0291006

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2037

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1824 WINDRIVER ST, SAN MARCOS, CA 92078-1093
Transaction Type	Mortgage
Record Updated	May 21, 2021
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1824 WINDRIVER ST, SAN MARCOS, CA 92078-1093

Mortgage

Document Number	0000362271
Date	May 11, 2021
Instrument	2021-0362271

Lender

Name	BBVA USA
Type	Bank
Address	BIRMINGHAM, AL 35233

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 2, 2018
Property Address	1824 WINDRIVER ST, SAN MARCOS, CA 92078-1093
Document Number	0000270363
Map Reference	MAP 15173
Instrument Date	Jun 5, 2018
Instrument	2018-0270363
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1824 WINDRIVER ST, SAN MARCOS, CA 92078-1093

Mortgage

Document Number	0000270364
Date	Jul 2, 2018
Instrument	2018-0270364

Lender

Name	COMPASS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Margin	2
Max Rate	9.37%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,035,417 (+2%) Land $514,569 Building $520,848
2025	$14,676.00 (+7.01%)	$1,015,116 (+4.04%) Land $504,480 Building $510,636
2023	$13,714.00 (+1.81%)	$975,700 Land $484,892 Building $490,808
2022	$13,470.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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