1824 Victor St, Waco, TX 76705 Property Records

McLennan County property record for 1824 Victor St, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,032 sqft · built 1939
Lot Size	0.321 acres (14,000 sqft)
Owner	Company Name on Record
Last Sale	$165,000 (Oct 2025)
Tax Bill	$1,994 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2023 Construction Loan
Flood Zone	Zone AE (high risk)
APN	`28-011401-000400-4`

Property Details

APN / Parcel Number

Primary APN	`28-011401-000400-4`
Alternative APNs	`2801140100040040111` `122702`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	1,032 sqft
Flooring	Wood

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Wood
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Driveway	Concrete Driveway
Driveway Area	500 sqft
Porch	Open Porch
Porch Area	72 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1824 VICTOR ST
City	WACO
State	TX
Zip	76705-3841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	DAVIS E P EXT LOT 7 8 BLOCK D ACRES .3214
Legal Subdivision	DAVIS E P EXT
Legal Block	D
Legal Lot Number	7
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	4
Census Block	4053
Census Tract	1600

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	89 SETTLERS CREEK TRL, WOODWAY, TX 76712-8557
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan CENTRAL NATIONAL BANK
Dec 29, 2023	Vendor's Lien, Transfer · Construction Mortgage CENTRAL NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2025 · Amount on Record
Deed Sale	Oct 21, 2025 · Amount on Record
Prior Sale	Dec 29, 2023 · Amount on Record
Deed Document Number	202532366
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1824 VICTOR ST, WACO, TX 76705-3841
Transaction Type	Mortgage
Record Updated	Nov 18, 2025
Title Company	UNKNOWN, FTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 SETTLERS CREEK TRL, WACO, TX 76712-8557
Investor	Possibly a Property Investor

Mortgage

Document Number	0000032367
Date	Oct 21, 2025
Instrument	2025032367

Lender

Name	CENTRAL NATIONAL BANK
Type	Bank
Address	WOODWAY, TX 76712

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded

December 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Dec 29, 2023
Property Address	1824 VICTOR ST, WACO, TX 76705-3841
Document Number	0000039410
Map Reference	VOL 4 PG 34
Instrument Date	Sep 8, 2023
Instrument	2023039410
Transaction Type	Transfer
Record Updated	Feb 8, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 SUSAN KAY DR, LORENA, TX 76655-9756

Mortgage

Document Number	0000039411
Date	Dec 29, 2023
Instrument	2023039411

Lender

Name	CENTRAL NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	La Vega Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,977 (-0.7%) Land $7,700 Building $72,277	$79,977 (-0.7%) Land $7,700 Building $72,277
2025	$1,994.00 (+4.4%)	$80,540 (+1.24%) Land $7,000 Building $73,540	$80,540 (+1.24%) Land $7,000 Building $73,540
2024	$1,910.00 (+8.15%)
2023		$79,550 Land $7,000 Building $72,550	$79,550 Land $7,000 Building $72,550
2022	$1,766.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Central Link Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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