1824 James Rd, Oregon, OH 43616 Property Records

Lucas County property record for 1824 James Rd, Oregon, OH 43616

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,539 sqft · built 1924
Lot Size	0.216 acres (9,450 sqft)
Owner	Owner Name on File
Last Sale	$62,000 (Apr 2010)
Tax Bill	$1,816 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-70054`

Property Details

APN / Parcel Number

Primary APN	`44-70054`
Alternative APN	`24077008`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,539 sqft Living Area
1st Floor Area	1,539 sqft

Exterior

Year Built	Built 1924
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	9,450 sqft (0.216 acres)
Lot Dimensions	103 ft deep x 105 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1824 JAMES RD
City	OREGON
State	OH
Zip	43616-4622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	40-R2
Legal Description	SOUTH SHORE PARK LOTS 360 & 361
Legal Subdivision	SOUTH SHORE PARK
Legal Tract	98
Legal Lot Number	360-361 361
Jurisdiction	LUCAS OH
Township / Civil Division	OREGON
Census Block Group	1
Census Block	1030
Census Tract	9800

Owner

The current owner of 1824 James Rd bought it in April 2010.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Owner Name on File
Mailing Address	3133 HAZELTON DR, OREGON, OH 43616-2335

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Oct 29, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2010 · Amount on File
Deed Sale	Apr 8, 2010 · Amount on File
Prior Sale	Jun 23, 2009 · Amount on File
Deed Document Number	10101961
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	1824 JAMES RD, OREGON, OH 43616-4622
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015948
Date	Apr 8, 2022
Instrument	202204080015948

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2037

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	1824 JAMES RD, OREGON, OH 43616-4622
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048474
Date	Oct 29, 2020
Instrument	202010290048474

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	234 Months
Due	Apr 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 1824 James Rd was $1,816, up 8.9% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Oregon City
Unified School District	Oregon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,816.00 (+8.87%)	$35,805 (-) Land $7,945 Building $27,860
2024	$1,668.00 (+16.64%)	$35,805 (+41.1%) Land $7,945 Building $27,860	$102,300 Land $22,700 Building $79,600
2023	$1,430.00 (-0.76%)	$25,375 (-) Land $6,405 Building $18,970
2022	$1,441.00 Homeowner's exemption	$25,375 Land $6,405 Building $18,970
2021			$72,500 Land $18,300 Building $54,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1824 James Rd in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	29 (1978–2021)
Claims Outside the SFHA	8 of 29
Most Recent Claim	May 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1824 James Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 19,950 people · EPA ID OH4800911
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20

May also be available: Amplex Wireless.

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