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1824 Esplanade St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 1824 Esplanade St, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,305 sqft · built 2016
Lot Size0.114 acres (4,966 sqft)
Owner2 Individual Names on File
Last Sale$183,300 (Mar 2016)
Tax Bill$1,387 (2024)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN21-2S-26-2740-01100-0131

Property Details

APN / Parcel Number

Primary APN21-2S-26-2740-01100-0131

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,305 sqft Heated Area
Gross Area1,805 sqft
1st Floor Area1,685 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Exterior MaterialVinyl
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area4,966 sqft (0.114 acres)
Lot Dimensions1,000 ft deep x 500 ft wide
Garage Area380 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area120 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number212S262740011000131
Street Address1824 ESPLANADE ST
CityNAVARRE
StateFL
Zip32566-1003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2M
Legal DescriptionNAVARRE FIRST ADDN E 50 FT OF W 100 FT OF LOT 13 BLK 11 AS DES IN OR 3504 PG 1770 BEING AKA PARCEL I - PARCEL SEP DONE FOR
Legal Range26W
Legal Township02S
Legal Section21
Legal SubdivisionNAVARRE
Legal Block11
Legal Lot Number13
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group3
Census Block3024
Census Tract10827

Owner

1824 Esplanade St is owned and occupied by two individuals who bought it in March 2016.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record2 Individual Names on File
Mailing Address1824 ESPLANADE ST, NAVARRE, FL 32566-1003
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 21, 2016 · Amount on File
Deed SaleMar 21, 2016 · Amount on File
Deed Document Number201610161
Deed Book / Page3504 / 1770
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address1824 ESPLANADE ST, NAVARRE, FL 32566-1003
Transaction TypeMortgage
Record UpdatedDec 21, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1824 ESPLANADE ST, NAVARRE, FL 32566-1003

Mortgage

Document Number0039961417
DateAug 28, 2020
Book Page3996/1417
Instrument202044423
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term308 Months
DueApr 1, 2046

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$1,387.00 (+2.97%) Homeowner's exemption$146,849 (+3%)$260,314 (+0.43%) Land $60,000 Building $200,314
2023$1,347.00 (+3.38%) Homeowner's exemption$142,572 (+3%)$259,207 (+19.73%) Land $60,000 Building $199,207
2022$1,303.00 Homeowner's exemption$138,419$216,491 Land $36,000 Building $180,491

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1824 Esplanade St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 115 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies115 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1824 Esplanade St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
AT&T
Fiber · Fixed Wireless · DSL		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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