Hamilton County property record for 1824 Emerson Ave, Cincinnati, OH 45239
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,880 sqft · built 1923 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $210,000 (Dec 2023) |
| Tax Bill | $1,784 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Dec 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 595-0008-0452-00 |
| Primary APN | 595-0008-0452-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,880 sqft Living Area |
| Gross Area | 2,271 sqft |
| 1st Floor Area | 759 sqft |
| 2nd Floor Area | 672 sqft |
| Upper Floors Area | 672 sqft |
| Basement Area | 840 sqft |
| Finished Basement | 449 sqft |
| Unfinished Basement | 391 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 120 ft deep x 40 ft wide |
| Garage Area | 240 sqft |
| Porch | Open Frame Porch |
| Porch Area | 91 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 1824 EMERSON AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45239-4913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EMERSON 40 X 120 LOT 1150 N COLL HILL SUB SEC B |
| Legal Subdivision | COLL HILL SUB |
| Legal Lot Number | 1150 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | NORTH COLLEGE HILL |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 21802 |
Source: Hamilton County records, as of March 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1824 EMERSON AVE, CINCINNATI, OH 45239-4913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Feb 18, 2026 | Deed of Trust, Mortgage · Partial Claim Mortgage US BANK NA |
| Dec 6, 2023 | Limited Warranty Deed, Subdivision Related Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Jul 21, 2022 | Warranty Deed, Transfer · Commercial Mortgage TWIN ROCKS LLC |
| Apr 27, 2022 | Sheriff's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 2023 · Amount on Record |
| Deed Sale | Dec 6, 2023 · Amount on Record |
| Prior Sale | Jul 21, 2022 · Amount on Record |
| Deed Document Number | 202385687 |
| Deed Book / Page | 15056 / 1313 |
| Prior Transfer Date | Mar 29, 2022 |
| Prior Transfer Doc | 0000042837 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1824 EMERSON AVE, CINCINNATI, OH 45239-4913 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1824 EMERSON AVE, CINCINNATI, OH 45239-4913 |
| Document Number | 0000011864 |
|---|---|
| Date | Feb 18, 2026 |
| Book Page | 15605/557 |
| Instrument | 2026-0011864 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Partial Claim Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Jan 1, 2054 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 6, 2023 |
| Property Address | 1824 EMERSON AVE, CINCINNATI, OH 45239-4913 |
| Document Number | 0000085687 |
| Book / Page | 15056 / 1313 |
| Map Reference | MB 18 PG 32&33 |
| Instrument Date | Dec 4, 2023 |
| Instrument | 2023-0085687 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 23, 2024 |
| Title Company | ABSOLUTE TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1824 EMERSON AVE, CINCINNATI, OH 45239-4913 |
| Document Number | 0000085688 |
|---|---|
| Date | Dec 6, 2023 |
| Instrument | 2023-0085688 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Number | 0000085689 |
|---|---|
| Date | Dec 6, 2023 |
| Book Page | 15056/1330 |
| Instrument | 2023-0085689 |
| Name | OHIO HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 21, 2022 |
| Property Address | 1824 EMERSON AVE, CINCINNATI, OH 45239-4913 |
| Document Number | 0000071689 |
| Book / Page | 14713 / 1028 |
| Map Reference | MB 18 PG 32&33 |
| Instrument Date | Apr 13, 2022 |
| Instrument | 2022-0071689 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | AMERICAN HOMELAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $263.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 RIDDLE RD, MOUNT HEALTHY, OH 45231-2710 |
| Document Number | 0000071690 |
|---|---|
| Date | Jul 21, 2022 |
| Book Page | 14713/1031 |
| Instrument | 2022-0071690 |
| Name | TWIN ROCKS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | HAMILTON, OH 45011 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 27, 2022 |
| Property Address | 1824 EMERSON AVE, CINCINNATI, OH 45239-4913 |
| Document Number | 0000042837 |
| Book / Page | 14655 / 2661 |
| Map Reference | MB 18 PG 32&33 |
| Instrument Date | Mar 29, 2022 |
| Instrument | 2022-0042837 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $232.20 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 1824 EMERSON AVE, 1824, CINCINNATI, OH 45239-4913 |
| Name | Verified Name |
|---|---|
| Address | 817 WINCHESTER RD STE 150, 150, LEXINGTON, KY 40505-3757 |
| Investor | Possibly a Property Investor |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | North College Hill City |
| Unified School District | North College Hill City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,784.00 (+2.53%) | $34,402 (-) Land $6,090 Building $28,312 | $98,290 (-) Land $17,400 Building $80,890 |
| 2024 | $1,740.00 (-4.08%) | $34,402 (-) Land $6,090 Building $28,312 | |
| 2023 | $1,814.00 (+15.54%) | $34,402 (+73.22%) Land $6,090 Building $28,312 | $98,290 (+73.23%) Land $17,400 Building $80,890 |
| 2022 | $1,570.00 Homeowner's exemption | $19,860 Land $6,066 Building $13,794 | |
| 2020 | $56,740 Land $17,330 Building $39,410 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 9 (1993–2026) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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