1824 E Lafayette St, Bloomington, IL 61701 Property Records

McLean County property record for 1824 E Lafayette St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,281 sqft · built 1956
Lot Size	0.192 acres (8,377 sqft)
Owner	2 Individual Names on Record
Last Sale	$138,500 (Jul 2021)
Tax Bill	$3,385 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-10-404-039`

Property Details

APN / Parcel Number

Primary APN	`21-10-404-039`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,281 sqft Living Area
Gross Area	2,811 sqft
1st Floor Area	1,281 sqft
Basement Area	1,281 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	8,377 sqft (0.192 acres)
Lot Dimensions	120 ft deep x 70 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	249 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Deck Area	320 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1824 E LAFAYETTE ST
City	BLOOMINGTON
State	IL
Zip	61701-7015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	MEADOWBROOK SUB LOT 141
Legal Range	02E
Legal Township	23N
Legal Section	10
Legal Subdivision	MEADOWBROOK SUB
Legal Lot Number	141
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	4
Census Block	4003
Census Tract	5800

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1824 E LAFAYETTE ST, BLOOMINGTON, IL 61701-7015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP
Dec 7, 2018	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SERVICES III LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2021 · Amount on Record
Deed Sale	Jul 21, 2021 · Amount on Record
Prior Sale	Dec 7, 2018 · Amount on Record
Deed Document Number	202117267
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 21, 2021
Property Address	1824 E LAFAYETTE ST, BLOOMINGTON, IL 61701-7015
Document Number	202100017267
Map Reference	MB 14 PG 1
Instrument Date	Jul 2, 2021
Instrument	2021-00017267
Transaction Type	Transfer
Record Updated	Aug 2, 2021
Title Company	FTC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$207.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1824 E LAFAYETTE ST, BLOOMINGTON, IL 61701-7015

Mortgage

Document Number	202100017269
Date	Jul 21, 2021
Instrument	2021-00017269

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Mortgage

Document Number	202100017270
Date	Jul 21, 2021
Instrument	2021-00017270

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 7, 2018
Property Address	1824 E LAFAYETTE ST, BLOOMINGTON, IL 61701-7015
Document Number	201800019812
Map Reference	MB14 PG1
Instrument Date	Nov 20, 2018
Instrument	2018-00019812
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$184.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1824 E LAFAYETTE ST, BLOOMINGTON, IL 61701-7015

Mortgage

Document Number	201800019813
Date	Dec 7, 2018
Instrument	2018-00019813

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate
Rate	5.87%

Mortgage

Document Number	201800019814
Date	Dec 7, 2018
Instrument	2018-00019814

Lender

Name	CITY OF AURORA
Type	Government Agency
Address	00000

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$51,892 (+17.89%) Land $14,586 Building $37,306	$155,676 (+17.89%) Land $43,758 Building $111,918
2024	$3,385.00 (+6.55%)
2023	$3,177.00	$44,016 Land $12,372 Building $31,644	$132,048 Land $37,116 Building $94,932

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Pavlov Media, Watch TV.

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