Stearns County property record for 1824 189th St E, Clearwater, MN 55320 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 1986 |
| Lot Size | 1.39 acres (60,548 sqft) |
| Owner | Company Name on File |
| Last Sale | $140,000 (Dec 2020) |
| Tax Bill | $1,488 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Dec 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-10683-0000 |
| Primary APN | 19-10683-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Mobile Home |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 60,548 sqft (1.39 acres) |
| Lot Dimensions | 290 ft deep x 200 ft wide |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1824 189TH ST E |
|---|---|
| City | CLEARWATER |
| State | MN |
| Zip | 55320-1622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 006 BLK 001 EDNA'S ADD SECTION 09 TOWNSHIP 122 RANGE 027 SECTION 09 TOWNSHIP 122 RANGE 027 |
| Legal Range | 27W |
| Legal Township | 122 |
| Legal Section | 09 |
| Legal Subdivision | EDNAS ADD |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | LYNDEN |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 11202 |
Source: Stearns County records · APN 19-10683-0000
Assessment roll updated November 6, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 11, MILACA, MN 56353-0011 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 02, 2026 | Warranty Deed, Transfer · Conventional Mortgage GRANITE BANK |
| Dec 14, 2020 | Warranty Deed, Transfer MISC COMPANY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 14, 2020 · Amount on Record |
| Deed Sale | Dec 14, 2020 · Amount on Record |
| Deed Document Number | 20201588518 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jul 02, 2026 |
| Property Address | 1824 189TH ST E, CLEARWATER, MN 55320-1622 |
| Document Number | 0001716264 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 20261716264 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2026 |
| Title Company | TITLE AMERICA, TITLE MILACA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $99,656.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1824 189TH ST E, CLEARWATER, MN 55320-1622 |
| Document Number | 0001716265, |
|---|---|
| Date | Jul 02, 2026 |
| Instrument | 20261716265 |
| Name | GRANITE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Dec 14, 2020 |
| Property Address | 1824 189TH ST E, CLEARWATER, MN 55320-1622 |
| Document Number | 00A1588518 |
| Instrument Date | Mar 12, 2020 |
| Instrument | A1588518 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | MISC COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 157 CENTRAL AVE S, MILACA, MN 56353-1122 |
Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Lynden Township |
| Unified School District | Annandale Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,488.00 (+9.73%) | ||
| 2025 | $165,200 (+6.79%) Land $62,400 Building $102,800 | $165,200 (+6.79%) Land $62,400 Building $102,800 | |
| 2023 | $1,356.00 | $154,700 Land $62,400 Building $92,300 | $154,700 Land $62,400 Building $92,300 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 35% of the US · above 63% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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