18237 River Rd, Tall Timbers, MD 20690 Property Records

St. Mary's County property record for 18237 River Rd, Tall Timbers, MD 20690

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,907 sqft · built 1935
Lot Size0.459 acres (20,000 sqft)
Owner2 Trust Names on File
Last Sale$630,000 (Nov 2010)
Tax Bill$6,874 (2025)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN02-002817

Property Details

APN / Parcel Number

Primary APN02-002817
Alternative APNs
  • 2002817
  • 002817

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,907 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area20,000 sqft (0.459 acres)
View / LotWaterfront
Garage TypeDetached
Garage Area748 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area340 sqft
Deck Area160 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number002817
Street Address18237 RIVER RD
CityTALL TIMBERS
StateMD
Zip20690-2023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionLOT 500-13 PLAT 41/113 TALL TIMBERS
Legal SubdivisionTALL TIMBERS
Legal Lot Number13
JurisdictionST MARY'S MD
Township / Civil Division2, VALLEY LEE
Census Block Group3
Census Block3028
Census Tract876101

Owner

18237 River Rd is owner-occupied and held in a trust since December 2010.

Source: St. Mary's County records, as of September 22, 2026

Owner of Record2 Trust Names on File
Mailing Address18237 RIVER RD, TALL TIMBERS, MD 20690-2023
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 10, 2010 · Amount on File
Deed SaleNov 10, 2010 · Amount on File
Prior SaleMay 27, 2005
Deed Document Number2010875
Deed Book / Page3500 / 725
Last Transfer DateDec 3, 2010
Transfer Doc0035110082
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST MARY'S MD
Property Address18237 RIVER RD, TALL TIMBERS, MD 20690-2023
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyPARAGON TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address18237 RIVER RD, TALL TIMBERS, MD 20690-2023

Mortgage

Document Number0057190001
DateApr 6, 2021
Book Page5719/1
Lender
NameATLANTIC COAST MORTGAGE
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 18237 River Rd was $6,874.

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$642,267 (+0.26%)$645,600 (+0.78%) Land $325,000 Building $320,600
2025$6,874.00$640,600 Land $304,000 Building $336,600$640,600 Land $304,000 Building $336,600
2023$6,189.00$576,200$640,600 Land $304,000 Building $336,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18237 River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 221 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies227 units insured
incl. 6 condo units
Nearby Flood Claims16 (2003–2022)
Claims Outside the SFHA3 of 16
Most Recent ClaimDec 2022 · river or lake flooding
Claims by Event
  • Hurricane Isabel, Sep 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 18237 River Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

Nearby Streets

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