18237 Clover Way, Spring Lake, MI 49456 Property Records

Ottawa County property record for 18237 Clover Way, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,848 sqft · built 1985
Lot Size	0.585 acres (25,483 sqft)
Owner	Individual Name on Record
Last Sale	$147,000 (Jan 2005)
Tax Bill	$4,577 (2025)
Deeds & Mortgages	Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-03-12-100-087`

Property Details

APN / Parcel Number

Primary APN	`70-03-12-100-087`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,848 sqft Living Area
1st Floor Area	1,848 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	25,483 sqft (0.585 acres)
Lot Dimensions	150 ft deep x 170 ft wide
Garage Area	1,224 sqft
Parking Spaces	5 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	18237 CLOVER WAY
City	SPRING LAKE
State	MI
Zip	49456-2512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	PART OF NW 1/4 COM NW SEC COR, TH S 89D 14M 40S E 70137 FT & S 0D 11M 44S E 85604 FT TO PT OF BEG, TH S 89D 05M 35S E 150 FT, S 0D 11M 44S E 170 FT, TH N 89D 05M 35S W 150 FT, TH N 0D 11M 44S W 170 FT TO BEG SEC 12 T8N R16W
Legal Range	16W
Legal Township	08N
Legal Section	12
Legal Block	100
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	1
Census Block	1016
Census Tract	20503

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18237 CLOVER WAY, SPRING LAKE, MI 49456-2512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2005 · Amount on Record
Deed Sale	Jan 27, 2005 · Amount on Record
Deed Book / Page	4769 / 706
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	18237 CLOVER WAY, SPRING LAKE, MI 49456-2512
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NONE AVAILABLE.

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180020122
Date	Jun 8, 2018
Instrument	2018-0020122

Lender

Name	MICHIGAN STATE HOUSING DEVELIOPMENT
Type	Non-Lending Institution
Address	LANSING, MI 48912

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Unified School District	Fruitport Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,400 (+25.43%)	$304,800 (+25.43%)
2025	$4,577.00 (+15.44%)
2023		$121,500	$243,000
2022	$3,965.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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