18232 E 90th St N, Owasso, OK 74055 Property Records

Rogers County property record for 18232 E 90th St N, Owasso, OK 74055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,293 sqft · built 1984
Lot Size	1.01 acres (44,301 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Aug 2021)
Tax Bill	$4,161 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24211402970`

Property Details

APN / Parcel Number

Primary APN	`24211402970`
Alternative APNs	`000000-00-0-00303-001-0007` `0020405` `20405`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,293 sqft Living Area
1st Floor Area	1,713 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Construction Type	Stone
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,301 sqft (1.01 acres)
Garage Type	Attached
Garage Area	584 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	255 sqft
Storage Building	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20405
Street Address	18232 E 90TH ST N
City	OWASSO
State	OK
Zip	74055-8066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLOCK 1 EASTWOOD LAKE ESTS. 4
Legal Range	14E
Legal Township	21N
Legal Section	24
Legal Subdivision	EASTWOOD LAKE ESTATES 4
Legal Block	1
Legal Lot Number	7
Jurisdiction	ROGERS OK
Township / Civil Division	CATOOSA
Census Block Group	3
Census Block	3000
Census Tract	50405

Owner

18232 E 90th St N is owned and occupied by two individuals who bought it in August 2021.

Source: Rogers County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	18232 E 90TH ST N, OWASSO, OK 74055-8066
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Aug 11, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Aug 29, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
May 14, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2021 · Amount on File
Deed Sale	Aug 11, 2021 · Amount on File
Prior Sale	Aug 11, 2021 · Amount on File
Deed Document Number	202115062
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROGERS OK
Recording Date	Aug 11, 2021
Property Address	18232 E 90TH ST N, OWASSO, OK 74055-8066
Document Number	2021015062
Instrument Date	Jul 28, 2021
Instrument	2021-015062
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$615.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18232 E 90TH ST N, OWASSO, OK 74055-8066

Mortgage

Document Number	2021015064
Date	Aug 11, 2021
Instrument	2021-015064

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROGERS OK
Recording Date	Aug 11, 2021
Property Address	18232 E 90TH ST N, OWASSO, OK 74055-8066
Document Number	2021015061
Instrument Date	Jul 23, 2021
Instrument	2021-015061
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	COMMUNITY TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$615.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18232 E 90TH ST N, OWASSO, OK 74055-8066

Mortgage

Document Number	0000015064
Date	Aug 11, 2021
Instrument	2021-015064

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROGERS OK
Property Address	18232 E 90TH ST N, OWASSO, OK 74055-8066
Document Number	0000020383
Instrument Date	Aug 29, 2020
Transaction Type	Mortgage
Record Updated	Jan 5, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18232 E 90TH ST N OWASSO OK 740558066, OWASSO, OK 74055-8066

Mortgage

Document Number	0000020383
Date	Dec 23, 2020
Instrument	20383

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Dec 22, 2035

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROGERS OK
Recording Date	May 14, 2018
Property Address	18232 E 90TH ST N, OWASSO, OK 74055-8066
Document Number	0027100733
Book / Page	002710 / 000733
Instrument Date	May 7, 2018
Instrument	6969
Transaction Type	Transfer
Record Updated	May 31, 2018
Title Company	APEX TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	18232 E 90TH ST N OWASSO OK 740558066, OWASSO, OK 74055-8066

Mortgage

Document Number	27100735
Date	May 14, 2018
Book Page	002710/000735
Instrument	6970

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 13, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 18232 E 90th St N was $4,161 with a homeowner's exemption, down 1.1% from the year before.

Source: Rogers County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Rogers County
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,521 (+0.71%) Land $11,264 Building $28,257	$359,280 (+0.71%) Land $102,396 Building $256,884
2025	$4,161.00 (-1.12%) Homeowner's exemption	$39,243 (+0.62%) Land $11,264 Building $27,979	$356,752 (+0.62%) Land $102,396 Building $254,356
2024	$4,208.00 (-11.91%) Homeowner's exemption	$39,001 (-13.52%) Land $11,264 Building $27,737	$354,555 (-13.52%) Land $102,396 Building $252,159
2023	$4,777.00 Homeowner's exemption	$45,100 Land $5,500 Building $39,600	$410,000 Land $50,000 Building $360,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18232 E 90th St N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18232 E 90th St N is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 83% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROGERS CO RWD # 3 LAKE PLANT serves 10,470 people · EPA ID OK1021513
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2025 Haloacetic acids resolved · Apr 2023
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
AT&T Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
The Junction Internet Fixed Wireless	100 / 20

May also be available: Verizon.

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