18231 Bathgate Ter, Hagerstown, MD 21740 Property Records

Washington County property record for 18231 Bathgate Ter, Hagerstown, MD 21740

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,947 sqft · built 2019
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$296,075 (Nov 2019)
Tax Bill	$4,123 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-065828`

Property Details

APN / Parcel Number

Primary APN	`10-065828`
Alternative APN	`065828`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,947 sqft Total Area
Basement Area	608 sqft
Finished Basement	608 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Built-in
Garage Area	397 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	44 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	065828
Street Address	18231 BATHGATE TER
City	HAGERSTOWN
State	MD
Zip	21740-9723
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RT
Legal Description	LOT 244 0.27 ACRES 18231 BATHGATE TERRACE WESTFIELDS SUBDIV SEC 6A
Legal Subdivision	BATHGATE TERRACE WESTFIELDS SUB
Legal Lot Number	244
Jurisdiction	WASHINGTON MD
Township / Civil Division	10, FUNKSTOWN
Census Block Group	3
Census Block	3006
Census Tract	10901

Owner

18231 Bathgate Ter, a townhouse, is owned and occupied by two individuals who bought it in November 2019.

Source: Washington County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18231 BATHGATE TER, HAGERSTOWN, MD 21740-9723
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 21, 2019	Deed, Transfer · VA Mortgage NVR MORTGAGE FINANCE INC
Jul 9, 2019	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2019 · Amount on File
Deed Sale	Nov 21, 2019 · Amount on File
Prior Sale	Jul 9, 2019 · Amount on File
Deed Book / Page	6118 / 129
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	18231 BATHGATE TER, HAGERSTOWN, MD 21740-9723
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065930001
Date	Apr 20, 2021
Book Page	6593/1

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Feb 1, 2051

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Nov 21, 2019
Property Address	18231 BATHGATE TER, HAGERSTOWN, MD 21740-9723
Document Number	0061180129
Book / Page	6118 / 0129
Map Reference	PL 10789-10791
Instrument Date	Nov 21, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	NVR SETTLEMENT SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4991 NEW DESIGN RD, 4991, FREDERICK, MD 21703-7113

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18231 BATHGATE TER, HAGERSTOWN, MD 21740-9723

Mortgage

Document Number	0006118133
Date	Nov 21, 2019
Instrument	6118/133

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Jul 9, 2019
Property Address	18231 BATHGATE TER, HAGERSTOWN, MD 21740-9723
Document Number	0060140401
Book / Page	006014 / 000401
Instrument Date	Jul 5, 2019
Transaction Type	Transfer
Record Updated	Jul 19, 2019
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount on Record
Tax	$105.04
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4991 NEW DESIGN RD #105 FREDERICK MD 217037342, 105, FREDERICK, MD 21703-7342
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 18231 Bathgate Ter was $4,123, up 7.3% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,123.00 (+7.31%)	$398,200 (+7.3%)	$425,300 (-) Land $65,800 Building $359,500
2025	$3,842.00	$371,100	$425,300 Land $65,800 Building $359,500
2023	$3,407.00	$327,600	$344,000 Land $65,800 Building $278,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18231 Bathgate Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18231 Bathgate Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Xfinity Fiber	2,000 / 2,000

May also be available: Verizon.

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