McLennan County property record for 1823 Water Well Rd, Lorena, TX 76655
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,103 sqft · built 2010 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,506 (2025) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-001600-020105-9 |
| Primary APN | 44-001600-020105-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,103 sqft Living Area |
| 1st Floor Area | 2,103 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Roof Type | Sawtooth |
| Roof Material | Metal |
| Lot Area | 871,200 sqft |
| Garage Type | Carport |
| Garage Area | 441 sqft |
| Carport | Carport |
| Carport Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 1,185 sqft |
| Shed | 1 Shed |
| Shed Area | 1,440 sqft |
| Utility Building | 2,400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1823 WATER WELL RD |
|---|---|
| City | LORENA |
| State | TX |
| Zip | 76655-4026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R |
| Legal Description | GALINDO I ACRES 20.0 |
| Legal Subdivision | GALINDO I |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 1 |
| Census Block | 1065 |
| Census Tract | 3701 |
1823 Water Well Rd, a rural home, is owned and occupied by an individual.
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1823 WATER WELL RD, LORENA, TX 76655-4026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage EDUCATORS CU |
| Jun 4, 2020 | Deed of Trust, Mortgage AMERICAN FINANCING |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 1823 WATER WELL RD, LORENA, TX 76655-4026 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000036847 |
|---|---|
| Date | Dec 1, 2025 |
| Instrument | 2025036847 |
| Name | EDUCATORS CU |
|---|---|
| Type | Credit Union |
| Address | WACO, TX 76710 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 2, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 1823 WATER WELL RD, LORENA, TX 76655-4026 |
| Document Number | 0000019049 |
| Instrument Date | Jun 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1823 WATER WELL RD LORENA TX 766554026, LORENA, TX 76655-4026 |
| Document Number | 0000019049 |
|---|---|
| Date | Jun 11, 2020 |
| Instrument | 19049 |
| Name | AMERICAN FINANCING |
|---|---|
| Type | Funding / Finance Company |
| Address | AURORA, CO 80014 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Jun 10, 2040 |
The 2025 property tax bill for 1823 Water Well Rd was $2,506 with a homeowner's exemption, down 17.9% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Unified School District | Robinson Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $211,355 (-27.13%) Land $14,713 Building $196,642 | $416,642 (-9.43%) Land $220,000 Building $196,642 | |
| 2025 | $2,506.00 (-17.92%) Homeowner's exemption | $290,030 Land $12,190 Building $277,840 | $460,000 Land $182,160 Building $277,840 |
| 2024 | $3,053.00 | ||
| 2023 | $305,630 Land $11,230 Building $294,400 | $460,000 Land $165,600 Building $294,400 | |
| 2022 | $3,016.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1823 Water Well Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 10 (1989–2015) |
| Claims Outside the SFHA | 6 of 10 |
| Most Recent Claim | Nov 2015 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1823 Water Well Rd is moderate, ranking above 52% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 72% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 25 / 3 |
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