1823 Saint Cloud Rd, San Antonio, TX 78228 Property Records

Bexar County property record for 1823 Saint Cloud Rd, San Antonio, TX 78228

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,316 sqft · built 1959
Lot Size	0.274 acres (11,918 sqft)
Owner	Individual Name on File
Last Sale	$144,300 (Aug 2018)
Tax Bill	$2,902 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Aug 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08113-006-0220`

Property Details

APN / Parcel Number

Primary APN	`08113-006-0220`
Alternative APN	`408406`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,316 sqft Living Area
Gross Area	1,734 sqft
1st Floor Area	1,316 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Contemporary
Exterior Material	Combination
Roof Material	Asphalt
Lot Area	11,918 sqft (0.274 acres)
Porch	Open Porch
Porch Area	24 sqft
Patio Area	418 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1823 SAINT CLOUD RD
City	SAN ANTONIO
State	TX
Zip	78228-3144
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NCB 8113 BLK 27 LOT 22 EXCEPT NE 10.87' X 4.22 ' 2010-UPDATED MAP TO REFLECT .001 AC CONVEYED TO CITY OF RIGHT OF WAY PER DEED 14405/1551 EXE 3-22-2010.
Legal Subdivision	DONALD TERS SUB BL 8113
Legal Block	27
Legal Lot Number	22
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO CENTRAL
Census Block Group	1
Census Block	1005
Census Tract	180300

Owner

1823 Saint Cloud Rd is owned and occupied by an individual who bought it in August 2018.

Source: Bexar County records, as of May 26, 2026

Owner of Record	Individual Name on File
Mailing Address	1823 SAINT CLOUD RD, SAN ANTONIO, TX 78228-3144
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GENERATIONS COMMUNITY FCU
Aug 28, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 10, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 24, 2018	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Jan 24, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2018 · Amount on File
Deed Sale	Aug 24, 2018 · Amount on File
Prior Sale	Sep 25, 2012 · Amount on File
Deed Document Number	2018168048
Prior Transfer Date	Mar 22, 2010
Prior Transfer Doc	0000048056
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	1823 SAINT CLOUD RD, SAN ANTONIO, TX 78228-3144
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000175223
Date	Sep 22, 2025
Instrument	20250175223

Lender

Name	GENERATIONS COMMUNITY FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78213

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2045

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	1823 SAINT CLOUD RD, SAN ANTONIO, TX 78228-3144
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1823 SAINT CLOUD RD, SAN ANTONIO, TX 78228-3144

Mortgage

Document Number	0000159054
Date	Aug 28, 2023
Instrument	20230159054

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	SAN ANTONIO, TX 78228

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	302 Months
Due	Oct 1, 2048

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	1823 SAINT CLOUD RD, SAN ANTONIO, TX 78228-3144
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000272926
Date	Nov 10, 2020
Instrument	20200272926

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	335 Months
Due	Oct 1, 2048

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEXAR TX
Recording Date	Aug 24, 2018
Property Address	1823 SAINT CLOUD RD, SAN ANTONIO, TX 78228-3144
Document Number	0000168048
Instrument Date	Aug 24, 2018
Instrument	168048
Transaction Type	Transfer
Record Updated	Sep 7, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1823 SAINT CLOUD RD SAN ANTONIO TX 782283144, SAN ANTONIO, TX 78228-3144

Mortgage

Document Number	168049
Date	Aug 24, 2018
Instrument	168049

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2048

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEXAR TX
Recording Date	Jan 24, 2018
Property Address	1823 SAINT CLOUD RD, SAN ANTONIO, TX 78228-3144
Document Number	0000013155
Book / Page	018954 / 002295
Instrument Date	Jan 24, 2018
Instrument	13155
Transaction Type	Transfer
Record Updated	Feb 12, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1823 SAINT CLOUD RD SAN ANTONIO TX 782283144, SAN ANTONIO, TX 78228-3144

Tax Assessment & Valuation

The 2025 property tax bill for 1823 Saint Cloud Rd was $2,902 with a homeowner's exemption, down 13.7% from the year before.

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Municipality	San Antonio City
Unified School District	San Antonio Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,902.00 (-13.71%) Homeowner's exemption	$206,920 Land $64,950 Building $141,970	$206,920 Land $64,950 Building $141,970
2024	$3,363.00 (+5.26%)
2023	$3,195.00 (-19.03%) Homeowner's exemption	$218,100 Land $64,950 Building $153,150	$218,100 Land $64,950 Building $153,150
2022	$3,946.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1823 Saint Cloud Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1823 Saint Cloud Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANTONIO WATER SYSTEM serves 2,643,729 people · EPA ID TX0150018
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband.

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