Lafayette County property record for 1823 Reserve Loop, Oxford, MS 38655
| Property Type | Other Improved |
|---|---|
| Owner | Individual Name on File |
| Tax Bill | $5,493 (2025) |
| Deeds & Mortgages | Sep 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 139Z-32-006.08 |
| Primary APN | 139Z-32-006.08 |
|---|---|
| Alternative APN |
|
| Account Number | 43689 |
|---|---|
| Street Address | 1823 RESERVE LOOP |
| City | OXFORD |
| State | MS |
| Zip | 38655-3035 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | UNIT 25 THE RESERVE PHASE 1 & PT INTEREST IN COMMON AREA/2 NE1/4 NE1/4 |
| Legal Range | 03W |
| Legal Township | 08S |
| Legal Section | 32 |
| Legal Phase | 1 |
| Legal Unit | 25 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 950203 |
Source: Lafayette County assessment roll, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 120 DOGWOOD PL, FLOWOOD, MS 39232-9578 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Sep 11, 2024 |
| Property Address | 1823 RESERVE LOOP, OXFORD, MS 38655-3035 |
| Document Number | 0020247881 |
| Map Reference | DOC 2024-211 |
| Instrument Date | Sep 4, 2024 |
| Instrument | 2024-7881 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3891 FOREST HILL IRENE RD, MEMPHIS, TN 38125-2502 |
| Name | Verified Name |
|---|---|
| Address | 120 DOGWOOD PL, FLOWOOD, MS 39232-9578 |
| Document Number | 0020247882 |
|---|---|
| Date | Sep 11, 2024 |
| Instrument | 2024-7882 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.2% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 11.2% |
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Municipality | Oxford City |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,493.00 | $42,219 | $281,460 Land $50,000 Building $231,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 50% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OXFORD serves 28,500 people · EPA ID MS0360011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BCI Mississippi Broadband Fiber · Cable in parts of the area | 10,000 / 10,000 |
| North East Fiber Fiber | 2,000 / 1,000 |
| Telapex Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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