1823 Denison Rd, Naperville, IL 60565 Property Records

DuPage County property record for 1823 Denison Rd, Naperville, IL 60565

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,112 sqft · built 1988
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on File
Last Sale	$213,000 (Dec 1993)
Tax Bill	$12,739 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit May 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-33-205-017`

Property Details

APN / Parcel Number

Primary APN	`08-33-205-017`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,112 sqft Living Area
Gross Area	4,714 sqft
1st Floor Area	1,602 sqft
2nd Floor Area	1,510 sqft
Basement Area	1,602 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood Siding
Lot Area	37,462 sqft (0.86 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Street Address	1823 DENISON RD
City	NAPERVILLE
State	IL
Zip	60565-6758
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	UNIVERSITY HEIGHTS UNIT 10 ALL LOT 1317
Legal Subdivision	UNIVERSITY HEIGHTS
Legal Lot Number	1317
Legal Unit	10
Jurisdiction	DU PAGE IL
Township / Civil Division	LISLE
Census Block Group	2
Census Block	2026
Census Tract	846304

Owner

1823 Denison Rd is owned and occupied by two individuals who bought it in December 1993.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1823 DENISON RD, NAPERVILLE, IL 60565-6758
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 12, 2017	Deed of Trust, Mortgage · Line of Credit CITIBANK NA
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK
Apr 29, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 1993 · Amount on File
Deed Sale	Dec 16, 1993 · Amount on File
Deed Document Number	1993293702
Prior Transfer Date	May 28, 1993
Prior Transfer Doc	0000293702
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1823 DENISON RD, NAPERVILLE, IL 60565-6758
Transaction Type	Mortgage
Record Updated	Feb 9, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1823 DENISON RD, NAPERVILLE, IL 60565-6758

Mortgage

Document Number	0000004960
Date	Jan 23, 2026
Instrument	R2026-004960

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2056

Interest

Rate Type	Adjustable Rate
Rate	8.45%
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1823 DENISON RD, NAPERVILLE, IL 60565-6758
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046591
Date	May 12, 2017
Instrument	R2017-046591

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 11, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1823 DENISON RD, NAPERVILLE, IL 60565-6758
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000111730
Date	Sep 30, 2020
Instrument	R2020-111730

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	CLARKSVILLE, IN 47129

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1823 DENISON RD, NAPERVILLE, IL 60565-6758
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1823 DENISON RD, NAPERVILLE, IL 60565-6758

Mortgage

Document Number	0000066915
Date	Apr 29, 2021
Instrument	R2021-066915

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.35%
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1823 Denison Rd was $12,739 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Lisle Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,739.00	$226,285 Land $83,134 Building $143,151	$678,855 Land $249,402 Building $429,453
2022	$11,121.00 Homeowner's exemption	$177,840 Land $65,340 Building $112,500	$533,520 Land $196,020 Building $337,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1823 Denison Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1979–1996)
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1823 Denison Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile, Verizon.

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