1823 8th Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 1823 8th Ave, Two Harbors, MN 55616

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 832 sqft · built 1919
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Aug 2024)
Tax Bill	$1,502 (2026)
Deeds & Mortgages	Sep 2025 Mortgage May 2022 Sale + 1 more
APN	`23-7644-09100`

Property Details

APN / Parcel Number

Primary APN	`23-7644-09100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	832 sqft Gross Area
1st Floor Area	832 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1985
Architectural Style	Other
Exterior Material	Wood
Construction Type	Wood
Roof Type	Shed Roof
Roof Material	Other
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Carport
Carport	Carport
Pool Type	Pool with Hot Tub/Spa
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1823 8TH AVE
City	TWO HARBORS
State	MN
Zip	55616-1124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLOCK 9
Legal Subdivision	SEGOGS ADDITION TO TWO HARBORS
Legal Block	9
Legal Lot Number	1
Jurisdiction	LAKE MN
Township / Civil Division	TWO HARBORS
Census Block Group	2
Census Block	2031
Census Tract	370400

Owner

1823 8th Ave is owned and occupied by two individuals who bought it in August 2024.

Source: Lake County records, as of October 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1823 8TH AVE, TWO HARBORS, MN 55616-1124
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Quit Claim Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
May 24, 2022	Quit Claim Deed, Transfer Quitclaim
May 24, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2024 · Amount on File
Deed Sale	Aug 14, 2024 · Amount on File
Prior Sale	May 13, 2022 · Amount on File
Deed Document Number	20241681968
Record Updated	Oct 29, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE MN
Recording Date	Sep 16, 2025
Property Address	1823 8TH AVE, TWO HARBORS, MN 55616-1124
Document Number	A000206893
Instrument Date	Sep 6, 2025
Instrument	A000206893
Transaction Type	Transfer
Record Updated	Oct 14, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1829 8TH AVE, TWO HARBORS, MN 55616-1124

Mortgage

Document Number	A000206894
Date	Sep 16, 2025
Instrument	A000206894

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE MN
Recording Date	May 24, 2022
Property Address	1823 8TH AVE, TWO HARBORS, MN 55616-1124
Document Number	A000200283
Instrument Date	May 16, 2022
Instrument	A000200283
Transaction Type	Transfer
Record Updated	Jun 15, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 1ST AVE APT 404, 404, TWO HARBORS, MN 55616-1542

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	May 24, 2022
Property Address	1823 8TH AVE, TWO HARBORS, MN 55616-1124
Document Number	A000202284
Instrument Date	May 13, 2022
Instrument	A000202284
Transaction Type	Transfer
Record Updated	Jun 15, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	38 EVANS CIR, SILVER BAY, MN 55614-1228

Tax Assessment & Valuation

The 2026 property tax bill for 1823 8th Ave was $1,502, up 94.6% from the year before.

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Municipality	Two Harbors City
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,502.00 (+94.56%)	$169,900 (+22.05%) Land $20,700 Building $149,200	$169,900 (+22.05%) Land $20,700 Building $149,200
2025	$772.00	$139,200 Land $18,000 Building $121,200	$139,200 Land $18,000 Building $121,200
2023		$201,100 Land $15,300 Building $185,800	$201,100 Land $15,300 Building $185,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1823 8th Ave; there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1823 8th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Two Harbors serves 3,698 people · EPA ID MN1380005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T.

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