Manatee County property record for 1823 23rd St E, Palmetto, FL 34221
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,053 sqft · built 2002 |
| Lot Size | 0.147 acres (6,404 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $138,900 (Jan 2017) |
| Tax Bill | $1,299 (2024) |
| Deeds & Mortgages | Jun 2022 Mortgage Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7784-0275-9 |
| Primary APN | 7784-0275-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,053 sqft Living Area |
| Gross Area | 1,367 sqft |
| 1st Floor Area | 1,053 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,404 sqft (0.147 acres) |
| Lot Dimensions | 100 ft deep x 64 ft wide |
| View / Lot | Standard |
| Garage Type | Attached |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 20 sqft |
| Patio Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Old Parcel Number | 0778402759 |
|---|---|
| Street Address | 1823 23RD ST E |
| City | PALMETTO |
| State | FL |
| Zip | 34221-6443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R |
| Legal Description | LOT 6 BLK D NORTH ORANGE ESTATES PI#7784.0275/9 |
| Legal Range | 18E |
| Legal Township | 34S |
| Legal Section | 07 |
| Legal Subdivision | NORTH ORANGE ESTATES |
| Legal Tract | 00778400 |
| Legal Block | D |
| Legal Lot Number | 6 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | PALMETTO |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 1501 |
1823 23rd St E is owned and occupied by two individuals who bought it in January 2017.
Source: Manatee County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1823 23RD ST E, PALMETTO, FL 34221-6443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA |
| Jan 20, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI NFM LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 20, 2017 · Amount on File |
| Deed Sale | Jan 20, 2017 · Amount on File |
| Prior Sale | Nov 4, 2016 · Amount on File |
| Deed Document Number | 20175650 |
| Deed Book / Page | 2657 / 1095 |
| Prior Transfer Date | Aug 11, 2015 |
| Prior Transfer Doc | 0025822552 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 1823 23RD ST E, PALMETTO, FL 34221-6443 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1823 23RD ST E, PALMETTO, FL 34221-6443 |
| Document Number | 0041076468 |
|---|---|
| Date | Jun 9, 2022 |
| Instrument | 202241076468 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | May 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Jan 20, 2017 |
| Property Address | 1823 23RD ST E, PALMETTO, FL 34221-6443 |
| Document Number | 0026571095 |
| Book / Page | 002657 / 001095 |
| Instrument Date | Dec 29, 2016 |
| Instrument | 41005650 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 1, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $972.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1823 23RD ST E PALMETTO FL 342216443, PALMETTO, FL 34221-6443 |
| Document Number | 26571096 |
|---|---|
| Date | Jan 20, 2017 |
| Book Page | 002657/001096 |
| Instrument | 41005651 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 19, 2047 |
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $123,673 (+2.7%) | $192,197 (-1.04%) Land $15,300 Building $176,897 | |
| 2025 | $120,422 | $194,212 Land $15,300 Building $178,912 | |
| 2024 | $1,299.00 (+3.01%) | ||
| 2023 | $1,261.00 (+4.13%) Homeowner's exemption | $113,619 (+3%) | $224,755 (+15.03%) Land $15,300 Building $209,455 |
| 2022 | $1,211.00 Homeowner's exemption | $110,310 | $195,388 Land $15,000 Building $180,388 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1823 23rd St E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1823 23rd St E is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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