18225 Cumbres Ct, Peyton, CO 80831 Property Records

El Paso County property record for 18225 Cumbres Ct, Peyton, CO 80831

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,896 sqft · built 2007
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$849,999 (Mar 2026)
Tax Bill	$2,055 (2025)
Deeds & Mortgages	Jan 2025 Line of Credit Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31190-04-010`

Property Details

APN / Parcel Number

Primary APN	`31190-04-010`
Alternative APNs	`631119004010` `R3119004010`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,896 sqft Living Area
Gross Area	5,120 sqft
1st Floor Area	2,084 sqft
Basement Area	2,052 sqft
Finished Basement	1,812 sqft
Unfinished Basement	240 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft
View / Lot	Rural
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	6 Parking Spaces
Porch	Covered Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R3119004010
Street Address	18225 CUMBRES CT
City	PEYTON
State	CO
Zip	80831-9362
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-5
Legal Description	LOT 10 PEYTON PINES FIL NO 1
Legal Subdivision	PEYTON PINES FIL NO 1
Legal Lot Number	10
Jurisdiction	EL PASO CO
Township / Civil Division	BLACK FOREST-PEYTON
Census Block Group	3
Census Block	3011
Census Tract	3911

Owner

18225 Cumbres Ct is owned and occupied by two individuals who bought it in March 2026.

Source: El Paso County records, as of June 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18225 CUMBRES CT, PEYTON, CO 80831-9362
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 30, 2026	Special Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
Sep 23, 2020	Deed of Trust, Mortgage · Line of Credit ENT CU
Dec 2, 2021	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2026 · Amount on File
Deed Sale	Mar 30, 2026 · Amount on File
Prior Sale	Dec 2, 2021 · Amount on File
Deed Document Number	202628956
Prior Transfer Date	Dec 5, 2011
Prior Transfer Doc	0000124611
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	18225 CUMBRES CT, PEYTON, CO 80831-9362
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001759
Date	Jan 8, 2025
Instrument	225001759

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	EL PASO CO
Recording Date	Mar 30, 2026
Property Address	18225 CUMBRES CT, PEYTON, CO 80831-9362
Document Number	0000028956
Instrument Date	Mar 27, 2026
Instrument	226028956
Transaction Type	Transfer
Record Updated	Apr 9, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18225 CUMBRES CT, PEYTON, CO 80831-9362

Mortgage

Document Number	0000028957
Date	Mar 30, 2026
Instrument	226028957

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	18225 CUMBRES CT, PEYTON, CO 80831-9362
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000148100
Date	Sep 23, 2020
Instrument	220148100

Lender

Name	ENT CU
Type	Credit Union
Address	COLORADO SPRINGS, CO 80920

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 28, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EL PASO CO
Recording Date	Dec 2, 2021
Property Address	18225 CUMBRES CT, PEYTON, CO 80831-9362
Document Number	0000221274
Instrument Date	Nov 18, 2021
Instrument	221221274
Transaction Type	Transfer
Record Updated	Apr 18, 2024
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$76.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18225 CUMBRES CT, PEYTON, CO 80831-9362

Mortgage

Document Number	0000221275
Date	Dec 2, 2021
Instrument	221221275

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 18225 Cumbres Ct was $2,055, down 4.9% from the year before.

Source: El Paso County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	El Paso County
Unified School District	Peyton School District 23-JT (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,720 (-)	$804,522 (-)
2025	$2,055.00 (-4.86%)	$56,720 (+4.32%)	$804,522
2024	$2,160.00 (+8.98%)	$54,370 (-) Land $11,740 Building $42,630
2023	$1,982.00 (+12.36%)	$54,370 (+41.55%) Land $11,740 Building $42,630	$811,439 (+46.85%) Land $175,100 Building $636,339
2022	$1,764.00	$38,410 Land $8,230 Building $30,180	$552,578 Land $118,400 Building $434,178

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18225 Cumbres Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18225 Cumbres Ct is high, ranking above 85% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 89% of Colorado
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kellin Communications Fixed Wireless	1,000 / 220
CenturyLink DSL	100 / 10
Rise Broadband Fixed Wireless	50 / 10

May also be available: BAM Broadband, Maverix Broadband.

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