18223 43rd St E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 18223 43rd St E, Lake Tapps, WA 98391

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,598 sqft · built 1969
Lot Size	0.387 acres (16,862 sqft)
Owner	2 Individual Names on File
Last Sale	$330,500 (Jul 2001)
Tax Bill	$12,678 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`506520-0-121`

Property Details

APN / Parcel Number

Primary APN	`506520-0-121`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,598 sqft Living Area
Gross Area	2,110 sqft
1st Floor Area	1,598 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	16,862 sqft (0.387 acres)
Lot Width	132 ft Width
Terrain	Low
View / Lot	Lake Front
Garage Type	Attached
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Deck Area	706 sqft
Patio Area	706 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	18223 43RD ST E
City	LAKE TAPPS
State	WA
Zip	98391-9142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 16 TOWNSHIP 20 RANGE 05 QUARTER 32 LAKE TAPPS LAKERIDGE # 2 PART OF L 12 DESC AS FOLL BEG AT MOST WLY COR COMMON TO L 12 & TO ADJ L 13 TH N 16 DEG 57 MIN 30 SEC W ALG WLY LI SD L 12 A DIST OF 9.56 FT TO BEG OF C TO L WITH A RAD OF 50 FT TH NL
Legal Range	05
Legal Township	20
Legal Section	16
Legal Subdivision	LAKE TAPPS LAKERIDGE # 2
Legal Lot Number	12
Legal Unit	2
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	1
Census Block	1017
Census Tract	70314

Owner

18223 43rd St E is owned and occupied by two individuals who bought it in July 2001.

Source: Pierce County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18223 43RD ST E, LAKE TAPPS, WA 98391-9142
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2001 · Amount on File
Deed Sale	Jul 27, 2001 · Amount on File
Deed Document Number	200198
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	18223 43RD ST E, LAKE TAPPS, WA 98391-9142
Document Number	2006160678
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18223 43RD ST E LAKE TAPPS WA 983919142, LAKE TAPPS, WA 98391-9142

Mortgage

Document Number	2006160678
Date	Jun 16, 2020
Instrument	202006160678

Lender

Name	WINGS FIN'L CU
Address	APPLE VALLEY, MN 55124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 15, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 18223 43rd St E was $12,678, up 16.6% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Sumner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,122,200 Land $753,500 Building $368,700	$1,122,200 Land $753,500 Building $368,700
2025	$12,678.00 (+16.58%)
2024	$10,875.00 (-1.81%)	$1,029,400 (-5.14%) Land $725,700 Building $303,700	$1,029,400 (-5.14%) Land $725,700 Building $303,700
2023	$11,076.00	$1,085,200 Land $778,300 Building $306,900	$1,085,200 Land $778,300 Building $306,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18223 43rd St E in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18223 43rd St E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Oct 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20