Boone County property record for 18220 N Whispering Oaks Dr, Centralia, MO 65240
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,070 sqft · built 1995 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $271,300 (Feb 2009) |
| Tax Bill | $3,407 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-703-31-00-001-05 |
| Primary APN | 04-703-31-00-001-05 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,070 sqft Living Area |
| 1st Floor Area | 2,695 sqft |
| Basement Area | 375 sqft |
| Finished Basement | 375 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Attached |
| Garage Area | 534 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 380 sqft |
| Pole Barn | Pole Barn |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Oil |
| Street Address | 18220 N WHISPERING OAKS DR |
|---|---|
| City | CENTRALIA |
| State | MO |
| Zip | 65240-3888 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Description | PT W 1/2 NW TR 8 SUR 1099-959 EXC W 25' |
| Legal Range | 11W |
| Legal Township | 51N |
| Legal Section | 31 |
| Legal Tract | 8 |
| Legal Block | A96 |
| Jurisdiction | BOONE MO |
| Township / Civil Division | CENTRALIA |
| Census Block Group | 4 |
| Census Block | 4062 |
| Census Tract | 2000 |
18220 N Whispering Oaks Dr is owned and occupied by an individual who acquired it in December 2023.
Source: Boone County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18220 N WHISPERING OAKS DR, CENTRALIA, MO 65240-3888 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2009 · Amount on File |
| Deed Sale | Feb 13, 2009 · Amount on File |
| Deed Document Number | 20093249 |
| Deed Book / Page | 3429 / 51 |
| Last Transfer Date | Dec 28, 2023 |
| Transfer Doc | 0000001702 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 18220 N Whispering Oaks Dr was $3,407.
Source: Boone County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Boone County |
| Unified School District | Centralia R-VI School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $58,501 (-) Land $4,066 Building $54,435 | ||
| 2025 | $3,407.00 | $58,501 Land $4,066 Building $54,435 | $307,900 Land $21,400 Building $286,500 |
| 2023 | $3,095.00 (+8.18%) | $53,181 Land $4,066 Building $49,115 | $279,900 Land $21,400 Building $258,500 |
| 2022 | $2,861.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 18220 N Whispering Oaks Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 30, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 18220 N Whispering Oaks Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 67% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOONE COUNTY PWSD 10 serves 4,963 people · EPA ID MO3024059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Air Link Rural Broadband Fiber | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
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