18220 E 18th Ter Ct S, Independence, MO 64057 Property Records

Jackson County property record for 18220 E 18th Ter Ct S, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,185 sqft · built 1998
Lot Size	0.186 acres (8,118 sqft)
Owner	Company Name on Record
Tax Bill	$1,973 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-500-02-89`

Property Details

APN / Parcel Number

Primary APN	`25-500-02-89`
Alternative APNs	`25-500-02-89-00-0-00-000` `25500028900000001` `770764`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,185 sqft Living Area
Gross Area	1,455 sqft
1st Floor Area	1,185 sqft
Flooring	Carpet

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,118 sqft (0.186 acres)
Garage Type	Attached
Garage Area	270 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	64 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	770764
Street Address	18220 E 18TH TERRACE CT S
City	INDEPENDENCE
State	MO
Zip	64057-2058
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAPE OF THE WOODS 5TH PLAT P.U.D. UNIT 79
Legal Subdivision	CAPE OF THE WOODS 5TH PLAT P.U.D.
Legal Block	1
Legal Lot Number	79
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1001
Census Tract	11407

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	18220 E 18TH TERRACE CT S, INDEPENDENCE, MO 64057-2058
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Jul 18, 2017	Trustee's Deed, Construction Loan BANK OF THE WEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2010
Deed Sale	Mar 2, 2010
Prior Sale	Jul 21, 1998
Deed Document Number	201020138
Prior Transfer Date	Feb 13, 2007
Prior Transfer Doc	0000069710
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18220 E 18TH TERRACE CT S, INDEPENDENCE, MO 64057-2058
Transaction Type	Mortgage
Record Updated	Nov 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0051716
Date	May 12, 2021
Instrument	2021E0051716

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 18, 2017
Property Address	18220 E 18TH TERRACE CT S, INDEPENDENCE, MO 64057-2058
Instrument Date	Jun 16, 2017
Instrument	64941E
Transaction Type	Construction Loan
Record Updated	Jul 27, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	18220 E 18TH TERRACE CT S INDEPENDENCE MO 640572058, INDEPENDENCE, MO 64057-2058

Mortgage

Document Number	0000E64941
Date	Jul 18, 2017
Instrument	64941E

Lender

Name	BANK OF THE WEST
Type	Bank
Address	13505 CALIFORNIA ST NE-BBP-LL-, OMAHA, NE 68154

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2047

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,896 (-) Land $5,822 Building $23,074	$152,080 (-)
2025	$1,973.00	$28,896 (+1.45%) Land $5,822 Building $23,074	$152,080 (+1.45%)
2024	$1,973.00 (+2.33%)
2023	$1,928.00	$28,483 Land $3,979 Building $24,504	$149,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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