1822 Oak St, Brainerd, MN 56401 Property Records

Crow Wing County property record for 1822 Oak St, Brainerd, MN 56401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,043 sqft · built 1950
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Jul 2026)
Tax Bill	$1,926 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09145000025B009`

Property Details

APN / Parcel Number

Primary APN	`09145000025B009`
Alternative APNs	`41300820` `173538` `180453`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	1,043 sqft Living Area
1st Floor Area	1,043 sqft
Basement Area	260 sqft
Finished Basement	260 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Garage Area	264 sqft
Driveway	Driveway
Deck Area	228 sqft
Lean-To	96 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	180453
Street Address	1822 OAK ST
City	BRAINERD
State	MN
Zip	56401-3857
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W. 50 FT. OF E. 106.5 FT. OF N. 140 FT. OF TRACT 25
Legal Range	30W
Legal Township	45N
Legal Section	30
Legal Subdivision	HOLLANDS THIRD ADDITION TO THE CITY OF
Legal Tract	25
Legal Lot Number	25
Jurisdiction	CROW WING MN
Township / Civil Division	BRAINERD
Census Block Group	1
Census Block	1013
Census Tract	951100

Owner

Source: Crow Wing County assessment roll, as of August 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1822 OAK ST, BRAINERD, MN 56401-3857
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 13, 2026 · Amount on Record
Deed Sale	Jul 13, 2026 · Amount on Record
Prior Sale	Dec 21, 2023 · Amount on Record
Deed Document Number	20261026469
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROW WING MN
Recording Date	Jul 13, 2026
Property Address	1822 OAK ST, BRAINERD, MN 56401-3857
Document Number	0001026469
Instrument Date	Jul 10, 2026
Instrument	20261026469
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	ELITE TITLE AND ESCROW, ELITE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$76,659.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1822 OAK ST, BRAINERD, MN 56401-3857

Mortgage

Document Number	0001026470,
Date	Jul 13, 2026
Instrument	20261026470

Lender

Name	GRANITE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Brainerd City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,926.00 (+48.38%)	$192,705 (-6.23%)	$219,500 (+6.81%) Land $45,200 Building $174,300
2025		$205,500 (+27.72%) Land $44,300 Building $161,200	$205,500 (+27.72%) Land $44,300 Building $161,200
2023	$1,298.00 Homeowner's exemption	$160,900 Land $41,000 Building $119,900	$160,900 Land $41,000 Building $119,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Brainerd serves 14,670 people · EPA ID MN1180002
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.63 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Consolidated Telephone Company.

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