1822 E 27th St, Chattanooga, TN 37407 Property Records

Hamilton County property record for 1822 E 27th St, Chattanooga, TN 37407

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,000 sqft · built 1945
Lot Size	0.154 acres (6,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Feb 2025)
Tax Bill	$412 (2025)
Deeds & Mortgages	Feb 2025 Mortgage Sep 2024 Sale & Construction Loan + 1 more
Flood Zone	Zone X (moderate risk)
APN	`156I J 014`

Property Details

APN / Parcel Number

Primary APN	`156I J 014`
Alternative APN	`0000092559`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,000 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1970
Exterior Material	Asbestos
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,750 sqft (0.154 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Deck Area	168 sqft

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Sewer	Connected

Location & Zoning

Account Number	0000092559
Street Address	1822 E 27TH ST
City	CHATTANOOGA
State	TN
Zip	37407-1035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 236 FOUST LAND CO ADDN PB 6 PG 35
Legal Subdivision	FOUST LAND CO ADDN
Legal Lot Number	236
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2027
Census Tract	2500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	1822 E 27TH ST, CHATTANOOGA, TN 37407-1035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan SOUTHEAST BANK
Sep 19, 2024	Commercial Lease, Transfer · Construction Mortgage KIAVI FUNDING INC
Nov 2, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2025 · Amount on Record
Deed Sale	Feb 20, 2025 · Amount on Record
Prior Sale	Dec 19, 2016 · Amount on Record
Deed Document Number	0013846285
Prior Transfer Date	Nov 2, 2018
Prior Transfer Doc	2018110200174
Record Updated	Jun 8, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1822 E 27TH ST, CHATTANOOGA, TN 37407-1035
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 E 31ST ST, CHATTANOOGA, TN 37407-1307

Mortgage

Document Number	0000000133
Date	Feb 26, 2025
Book Page	13846/289
Instrument	2025022600133

Lender

Name	SOUTHEAST BANK
Type	Bank
Address	CHATTANOOGA, TN 37450

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded

September 2024: Commercial Lease, Transfer

Document Type	Commercial Lease
Jurisdiction	HAMILTON TN
Recording Date	Sep 19, 2024
Property Address	1822 E 27TH ST, CHATTANOOGA, TN 37407-1035
Document Number	0000000001
Book / Page	13709 / 796
Map Reference	MB 6 PG 35
Instrument Date	Sep 4, 2024
Instrument	2024091900001
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	KEY TITLE AND ESCROW, KEY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$407.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 RIDGEROCK DR, SIGNAL MOUNTAIN, TN 37377-2137

Mortgage

Document Number	0000000002
Date	Sep 19, 2024
Instrument	2024091900002

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Oct 1, 2025

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 2, 2018
Property Address	1822 E 27TH ST, CHATTANOOGA, TN 37407-1035
Document Number	1102000174
Book / Page	011493 / 000444
Instrument Date	Apr 20, 2018
Instrument	181102000174
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 E 27TH ST CHATTANOOGA TN 374071038, CHATTANOOGA, TN 37407-1038

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$412.00 (+102.96%)	$27,200 (+198.9%)	$108,800 (+198.9%) Land $30,000 Building $78,800
2024	$203.00	$9,100 (-)	$36,400 (-) Land $10,000 Building $26,400
2023	$203.00	$9,100 (-)	$36,400 (-) Land $10,000 Building $26,400
2022	$203.00	$9,100	$36,400 Land $10,000 Building $26,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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