1822 Chestnut Oak Trl, Commerce, GA 30530 Property Records

Jackson County property record for 1822 Chestnut Oak Trl, Commerce, GA 30530

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,496 sqft · built 2017
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on File
Last Sale	$19,995 (Jan 2016)
Tax Bill	$2,891 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`001A 027B`

Property Details

APN / Parcel Number

Primary APN	`001A 027B`
Alternative APN	`31190`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,496 sqft Heated Area
1st Floor Area	1,837 sqft
Basement Area	1,837 sqft
Unfinished Basement	1,837 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Fiber Cement Siding
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	34,848 sqft (0.8 acres)
Garage Area	836 sqft
Porch	Slab
Porch Area	416 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	31190
Street Address	1822 CHESTNUT OAK TRL
City	COMMERCE
State	GA
Zip	30530-4193
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	004
Legal Description	LOT 27 BLK B SANDY CREEK GOLF COURSE S/D
Legal Subdivision	SANDY CREEK GOLF COURSE S/D
Legal Block	B
Legal Lot Number	27
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	3
Census Block	3002
Census Tract	10400

Owner

1822 Chestnut Oak Trl is owned and occupied by two individuals who bought it in January 2016.

Source: Jackson County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1822 CHESTNUT OAK TRL, COMMERCE, GA 30530-4193
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Apr 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2016 · Amount on File
Deed Sale	Jan 12, 2016 · Amount on File
Prior Sale	Jun 2, 2009
Deed Document Number	2016127
Deed Book / Page	72N / 435
Transfer Doc	00060H0425
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Recording Date	Apr 1, 2026
Property Address	1822 CHESTNUT OAK TRL, COMMERCE, GA 30530-4193
Document Number	00119N0000000509
Book / Page	119N / 509
Instrument Date	Mar 4, 2026
Transaction Type	Mortgage
Record Updated	Jul 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2055 HOMER RD, COMMERCE, GA 30529-1255

Mortgage

Document Number	0119000509,
Date	Apr 1, 2026
Book Page	119N/509

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 1, 2051

Interest

Rate	6.11%
Max Rate	-1%

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON GA
Recording Date	Apr 15, 2020
Property Address	1822 CHESTNUT OAK TRL, COMMERCE, GA 30530-4193
Document Number	00088Z0458
Book / Page	00088Z / 000458
Instrument Date	Apr 14, 2020
Transaction Type	Transfer
Record Updated	May 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1822 CHESTNUT OAK TRL COMMERCE GA 305304193, COMMERCE, GA 30530-4193

Tax Assessment & Valuation

The 2025 property tax bill for 1822 Chestnut Oak Trl was $2,891 with a homeowner's exemption, down 33.9% from the year before.

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,200 (-) Land $30,000 Building $175,200	$513,000 (-) Land $75,000 Building $438,000
2025	$2,891.00 (-33.94%) Homeowner's exemption	$205,200 (-) Land $30,000 Building $175,200	$513,000 (-) Land $75,000 Building $438,000
2024	$4,376.00 (+37.09%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$205,200 (+18.23%) Land $30,000 Building $175,200	$513,000 (+18.23%) Land $75,000 Building $438,000
2023	$3,192.00 (+1.2%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$173,560 (+23.69%) Land $18,000 Building $155,560	$433,900 (+23.69%) Land $45,000 Building $388,900
2022	$3,154.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$140,320 Land $18,000 Building $122,320	$350,800 Land $45,000 Building $305,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1822 Chestnut Oak Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1822 Chestnut Oak Trl is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL	2,000 / 2,000
Xfinity Fiber	2,000 / 2,000
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

4G LTE (outdoors only), no 5G reported

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