Pasco County property record for 18218 Railroad Rd, Spring Hill, FL 34610
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 1 bd · 3 ba · 2,488 sqft · built 1950 |
| Lot Size | 7.71 acres (335,848 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Nov 2025) |
| Tax Bill | $1,709 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Second Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 01-24-18-0050-00000-0190 |
| Primary APN | 01-24-18-0050-00000-0190 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 2,488 sqft Living Area |
| 1st Floor Area | 2,328 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Multi-Family |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 335,848 sqft (7.71 acres) |
| Garage Type | Detached |
| Garage Area | 1,040 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 320 sqft |
| Patio Area | 380 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 18218 RAILROAD RD |
|---|---|
| City | SPRING HILL |
| State | FL |
| Zip | 34610-2214 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | AR |
| Legal Description | SUNNY ACRES SUBDIVISION PB 3 PG 156 LOT 19 EXC COM AT SE COR LOT 19 FOR POB TH N89DG 49 10W 220.33 FT TO WLY R/W LINE OF MASARKYTOWN CANAL TH CONT N89DG 49 10W 34.29 FT TH N29DG 00 35E 385.15 FT TH S89DG 47 20E 34.28 FT TO WLY R/W LINE OF SAID CANAL |
| Legal Range | 18E |
| Legal Township | 24S |
| Legal Section | 01 |
| Legal Subdivision | SUUNY ACRES |
| Legal Tract | 50 |
| Legal Lot Number | 19 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 1 |
| Census Block | 1071 |
| Census Tract | 31901 |
Source: Pasco County records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 24825 AUDREY RD, LAND O LAKES, FL 34639-5441 |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Nov 10, 2025 | Warranty Deed, Transfer · Stand-Alone Second Mortgage SANDRA ROACH ETAL |
| Aug 17, 2018 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2025 · Amount on Record |
| Deed Sale | Nov 10, 2025 · Amount on Record |
| Prior Sale | Oct 6, 1993 · Amount on Record |
| Deed Document Number | 2025212349 |
| Deed Book / Page | 11313 / 1075 |
| Prior Transfer Date | Dec 27, 1993 |
| Prior Transfer Doc | 3239000001 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Nov 10, 2025 |
| Property Address | 18218 RAILROAD ROAD, SPRING HILL, FL 34610-2214 |
| Document Number | 0113131075 |
| Book / Page | 11313 / 1075 |
| Map Reference | MB 3 PG 156 |
| Instrument Date | Oct 29, 2025 |
| Instrument | 2025212349 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2025 |
| Title Company | SERENITY TITLE, SERENITY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 24825 AUDREY RD, LAND O LAKES, FL 34639-5441 |
| Document Number | 0113131077 |
|---|---|
| Date | Nov 10, 2025 |
| Instrument | 11313/1077 |
| Name | SANDRA ROACH ETAL |
|---|---|
| Type | Private Party |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 18218 RAILROAD RD, SPRING HILL, FL 34610-2214 |
| Document Number | 0097771159 |
| Instrument Date | Aug 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18218 RAILROAD RD SPRING HILL FL 346102214, SPRING HILL, FL 34610-2214 |
| Document Number | 0097771159 |
|---|---|
| Date | Aug 23, 2018 |
| Book Page | 009777/001159 |
| Instrument | 143492 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 22, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.14% |
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $191,141 (+57.53%) Land $84,094 Building $107,047 | $191,141 (-1.42%) Land $84,094 Building $107,047 | |
| 2025 | $1,709.00 (+3.14%) | $121,339 (+8.2%) Land $84,094 Building $37,245 | $193,898 (+11.95%) Land $84,094 Building $109,804 |
| 2024 | $1,657.00 (+7.46%) | ||
| 2023 | $1,542.00 (-15.32%) Additional exemption filed | $112,145 (-24.64%) Land $73,744 Building $38,401 | $173,199 (+12.34%) Land $73,744 Building $99,455 |
| 2022 | $1,821.00 Homeowner's exemption | $148,813 Land $69,694 Building $79,119 | $154,173 Land $69,694 Building $84,479 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 146 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 146 in force |
| Nearby Flood Claims | 14 (1992–2024) |
| Claims Outside the SFHA | 3 of 14 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures