18218 Mt Rose Ln, Bend, OR 97707 Property Records

Deschutes County property record for 18218 Mt Rose Ln, Bend, OR 97707

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,326 sqft · built 1991
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$1,100,000 (Sep 2021)
Tax Bill	$6,500 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`191128 DB 01100`

Property Details

APN / Parcel Number

Primary APN	`191128 DB 01100`
Alternative APNs	`R1095191128DB01100` `170421`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,326 sqft Living Area
1st Floor Area	1,809 sqft
2nd Floor Area	517 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Architectural Style	Split Level
Exterior Material	Wood
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Mixed
Garage Area	492 sqft
Deck Area	468 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Account Number	170421
Old Parcel Number	R1095191128DB01100
Street Address	18218 MT ROSE LN
City	BEND
State	OR
Zip	97707-1348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:3 BLK:19 SUBD:DEER PARK III SEC/TWN/RNG/MER:SEC 28 TWN 19 RNG 11 MAP REF:191128-DB
Legal Range	11E
Legal Township	19S
Legal Section	28
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	DEER PARK III
Legal Block	19
Legal Lot Number	3
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1031
Census Tract	403

Owner

18218 Mt Rose Ln is owned by an individual who bought it in September 2021.

Source: Deschutes County records, as of January 12, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5206 GALLEON DR NE, TACOMA, WA 98422-1922
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2021 · Amount on File
Deed Sale	Sep 21, 2021 · Amount on File
Prior Sale	Apr 2, 2007
Deed Document Number	2021-54026
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 21, 2021
Property Address	18218 MT ROSE LN, BEND, OR 97707-1348
Document Number	0000054026
Instrument Date	Sep 16, 2021
Instrument	2021-54026
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5206 GALLEON DR NE, TACOMA, WA 98422-1922

Mortgage

Document Number	0000054027
Date	Sep 21, 2021
Instrument	2021-54027

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 18218 Mt Rose Ln was $6,500, up 4.5% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,500.00 (+4.47%)	$424,610 (+3%)	$988,300 (-0.82%) Land $434,500 Building $553,800
2024	$6,222.00 (+3.18%)	$412,250 (+3%)	$996,460 (+0.63%) Land $394,500 Building $601,960
2023	$6,030.00	$400,250	$990,190 Land $394,500 Building $595,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18218 Mt Rose Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18218 Mt Rose Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 88% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNRIVER WATER LLC/SUNRIVER UTILITIES private · serves 4,300 people · EPA ID OR4100846
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20