182165 N 2650 Rd, Walters, OK 73572 Property Records

Cotton County property record for 182165 N 2650 Rd, Walters, OK 73572

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 3,864 sqft · built 1999
Lot Size	78.6 acres (3,424,164 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,000 (Feb 2006)
Tax Bill	$4,717 (2025)
Deeds & Mortgages	Feb 2013 Mortgage Nov 2020 Sale & Mortgage + 1 more
APN	`0000-20-002-010-0-001-00`

Property Details

APN / Parcel Number

Primary APN	`0000-20-002-010-0-001-00`
Alternative APN	`713`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,864 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,424,164 sqft (78.6 acres)
Garage Type	Mixed
Garage Area	240 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	586 sqft
Deck Area	14 sqft
Patio Area	660 sqft
Shed	1 Shed
Shed Area	360 sqft
Utility Building	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	713
Street Address	182165 N 2650 RD
City	WALTERS
State	OK
Zip	73572-3916
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	80.49 AC TR IN NE 20-2-10 LESS APPROXIMATELY 1.5 ACRES INCLUDING ROAD RIGHT OF WAY
Legal Range	10W
Legal Township	02S
Legal Section	20
Jurisdiction	COTTON OK
Township / Civil Division	WALTERS
Census Block Group	4
Census Block	4131
Census Tract	871100

Owner

Source: Cotton County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 127, WALTERS, OK 73572-0127
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2013	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 10, 2020	Warranty Deed, Transfer · Commercial Mortgage ALL AMERICA BANK
Feb 7, 2006	Warranty Deed, Transfer · ARM JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2006 · Amount on Record
Deed Sale	Feb 7, 2006 · Amount on Record
Prior Sale	Jun 12, 1998 · Amount on Record
Deed Document Number	20061175
Deed Book / Page	335 / 55
Record Updated	Oct 29, 2026

February 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COTTON OK
Property Address	182165 N 2650 RD, WALTERS, OK 73572-3916
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000380/030
Date	Feb 15, 2013
Book Page	0380/030
Instrument	2013-001162

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2028

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COTTON OK
Recording Date	Nov 10, 2020
Property Address	182165 N 2650 RD, WALTERS, OK 73572-3916
Document Number	000428/593
Book / Page	428 / 593
Instrument Date	Nov 6, 2020
Instrument	2020-002152
Transaction Type	Transfer
Record Updated	Feb 12, 2026
Title Company	SOVEREIGN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$862.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000429/21
Date	Nov 30, 2020
Book Page	429/21
Instrument	2020-002229

Lender

Name	ALL AMERICA BANK
Type	Bank
Address	ELGIN, OK 73538

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COTTON OK
Recording Date	Feb 7, 2006
Property Address	182165 N 2650 RD, WALTERS, OK 73572-3916
Document Number	000335/055
Book / Page	0335 / 055
Instrument Date	Feb 3, 2006
Instrument	2006-001175
Transaction Type	Transfer
Record Updated	Feb 12, 2026
Title Company	COMMUNITY ESCROW & TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$598.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Investor	Possibly a Property Investor

Mortgage

Document Number	000335/057
Date	Feb 7, 2006
Book Page	0335/057
Instrument	2006-001176

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Mar 1, 2009
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	12.3%

Tax Assessment & Valuation

Source: Cotton County assessment roll, as of February 12, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cotton County
Unified School District	Walters Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,171 (+3%) Land $999 Building $56,172	$497,135 (-1.05%) Land $8,689 Building $488,446
2025	$4,717.00 (+0.11%)	$55,505 (+6.09%) Land $999 Building $54,506
2024	$4,712.00 (+3.22%)		$502,426 (+10.44%) Land $8,689 Building $493,737
2023	$4,565.00	$52,319 Land $999 Building $51,320	$454,951 Land $8,689 Building $446,262

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	14 (2001–2025)
Claims Outside the SFHA	4 of 14
Most Recent Claim	Apr 2025 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2015 · 7 claims Severe Storms, Flooding, And Tornadoes, Jun 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTTON CO RWD #2 serves 3,000 people · EPA ID OK2001702
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2020 Fluoride resolved · Jan 2020 Nitrate-Nitrite resolved · Oct 2019
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000

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