18216 Talon Dr, Holt, MO 64048 Property Records

Clay County property record for 18216 Talon Dr, Holt, MO 64048

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,840 sqft · built 1996
Lot Size	4.38 acres (190,793 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,563 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-204-00-03-005.00`

Property Details

APN / Parcel Number

Primary APN	`07-204-00-03-005.00`
Alternative APNs	`0720400030050001` `7204000300500` `300405`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,840 sqft Living Area
Gross Area	5,336 sqft
1st Floor Area	1,840 sqft
Basement Area	1,840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Stucco
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	190,793 sqft
Lot Dimensions	644 ft deep x 320 ft wide
Garage Type	Attached
Garage Area	1,356 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Wood Porch
Deck Area	300 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	18216 TALON DR
City	HOLT
State	MO
Zip	64048-8842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TALON ACRES II LT 24
Legal Range	31W
Legal Township	53N
Legal Section	10
Legal Subdivision	TALON ACRES II
Legal Lot Number	24
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	3
Census Block	3050
Census Tract	21809

Owner

18216 Talon Dr is owned and occupied by two individuals who acquired it in September 2010.

Source: Clay County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18216 TALON DR, HOLT, MO 64048-8842
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU
Aug 18, 2020	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2010
Deed Sale	Sep 30, 2010
Prior Sale	Mar 6, 2008 · Amount on File
Deed Document Number	201033606
Deed Book / Page	6493 / 116
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	18216 TALON DR, HOLT, MO 64048-8842
Transaction Type	Mortgage
Record Updated	Jun 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018198
Date	Jun 1, 2022
Book Page	9378/35
Instrument	2022018198

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	May 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	18216 TALON DR, HOLT, MO 64048-8842
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029313
Date	Aug 18, 2020
Book Page	8770/156
Instrument	2020029313

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jul 15, 2045

Interest

Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 18216 Talon Dr was $5,563.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,563.00	$86,510	$455,316
2023	$4,847.00	$75,600	$397,894
2019	$4,022.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18216 Talon Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18216 Talon Dr is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY COUNTY PWSD 3 serves 3,447 people · EPA ID MO1024143
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000

May also be available: Rural Farm Networks.

Cell Coverage

5G and 4G LTE (outdoors only)

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