1821 W Pepper Ln, Spokane, WA 99218 Property Records

Spokane County property record for 1821 W Pepper Ln, Spokane, WA 99218

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,537 sqft · built 2008
Lot Size	0.875 acres (38,102 sqft)
Owner	Individual Name on Record
Last Sale	$103,194 (Apr 2007)
Tax Bill	$7,694 (2026)
Deeds & Mortgages	Jul 2025 Line of Credit Oct 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26131.1512`

Property Details

APN / Parcel Number

Primary APN	`26131.1512`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,537 sqft Living Area
Gross Area	4,870 sqft
1st Floor Area	1,657 sqft
2nd Floor Area	880 sqft
Basement Area	1,620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	38,102 sqft (0.875 acres)
Garage Type	Attached
Garage Area	713 sqft
Parking Spaces	2 Parking Spaces
Deck Area	84 sqft
Patio Area	238 sqft
Canopy	421 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1821 W PEPPER LN
City	SPOKANE
State	WA
Zip	99218-2759
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Description	ALTERED FOREST HILLS 4TH ADDITION LT 12 BLK 2 (AUDITORS # 5672772 BK 30 PG 40A) FORMERLY KNOWN AS - FOREST HILLS 4TH ADD: LOT 12 BLK 2 (AFN 5142238)
Legal Range	42E
Legal Township	26N
Legal Section	13
Legal Subdivision	ALTERED FOREST HILLS 4TH ADD
Legal Block	2
Legal Lot Number	12
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1009
Census Tract	10902

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1821 W PEPPER LN, SPOKANE, WA 99218-2759
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2025	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHER CU
Oct 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage GESA CU
Jul 15, 2019	Deed of Trust, Mortgage · Line of Credit GESA CU
Jun 25, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 3, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage GESA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2007 · Amount on Record
Deed Sale	Apr 23, 2007 · Amount on Record
Deed Document Number	20075525442
Last Transfer Date	May 24, 2019
Transfer Doc	0006810250
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1821 W PEPPER LN, SPOKANE, WA 99218-2759
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007429040
Date	Jul 18, 2025
Instrument	7429040

Lender

Name	SPOKANE TEACHER CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1821 W PEPPER LN, SPOKANE, WA 99218-2759
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006855861
Date	Oct 22, 2019
Instrument	6855861

Lender

Name	GESA CU
Type	Credit Union
Address	RICHLAND, WA 99352

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2039

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1821 W PEPPER LN, SPOKANE, WA 99218-2759
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006822223
Date	Jul 15, 2019
Instrument	6822223

Lender

Name	GESA CU
Type	Credit Union
Address	RICHLAND, WA 99352

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 25, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 25, 2020
Property Address	1821 W PEPPER LN, SPOKANE, WA 99218-2759
Document Number	0006934894
Instrument Date	Jun 23, 2020
Instrument	6934894
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1821 W PEPPER LN SPOKANE WA 992182759, SPOKANE, WA 99218-2759

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Jun 3, 2019
Property Address	1821 W PEPPER LN, SPOKANE, WA 99218-2759
Document Number	0006810250
Map Reference	VOL 30 PG 38-41
Instrument Date	May 24, 2019
Instrument	6810250
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1821 W PEPPER LN, SPOKANE, WA 99218-2759

Mortgage

Document Number	0006810251
Date	Jun 3, 2019
Instrument	6810251

Lender

Name	GESA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,694.00 (-4.17%)	$759,600 (+8.65%) Land $210,000 Building $549,600	$759,600 (+8.65%) Land $210,000 Building $549,600
2025	$8,029.00 (+23.6%)
2024		$699,100 (+27.2%) Land $170,000 Building $529,100	$699,100 (+27.2%) Land $170,000 Building $529,100
2023	$6,496.00 (+3.23%)	$549,600 Land $100,000 Building $449,600	$549,600 Land $100,000 Building $449,600
2022	$6,293.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 69% of Washington
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Wired or Wireless Fixed Wireless	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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