1821 S Garrison Chapel Rd, Bloomington, IN 47403 Property Records

Monroe County property record for 1821 S Garrison Chapel Rd, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 2004
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on File
Tax Bill	$1,519 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Nov 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-11490-02`

Property Details

APN / Parcel Number

Primary APN	`016-11490-02`
Alternative APN	`53-09-09-200-001.000-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	016-11490-02
Street Address	1821 S GARRISON CHAPEL RD
City	BLOOMINGTON
State	IN
Zip	47403-9227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRR
Legal Description	RITA PAGE LOT 2
Legal Lot Number	2
Jurisdiction	MONROE IN
Township / Civil Division	VAN BUREN
Census Block Group	2
Census Block	2004
Census Tract	1200

Owner

1821 S Garrison Chapel Rd is owned and occupied by an individual who acquired it in August 2015.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	1821 S GARRISON CHAPEL RD, BLOOMINGTON, IN 47403-9227
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage INDIANA UNIVERSITY CU
Nov 21, 2018	Deed of Trust, Mortgage · Line of Credit ELEMENTS FINANCIAL FCU
Dec 7, 2020	Deed of Trust, Mortgage · Line of Credit ELEMENTS FINANCIAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2015
Deed Sale	Aug 4, 2015
Deed Document Number	201510750
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1821 S GARRISON CHAPEL RD, BLOOMINGTON, IN 47403-9227
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018004219
Date	Apr 11, 2018
Instrument	2018004219

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47402

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2033

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1821 S GARRISON CHAPEL RD, BLOOMINGTON, IN 47403-9227
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018015681
Date	Nov 21, 2018
Instrument	2018015681

Lender

Name	ELEMENTS FINANCIAL FCU
Type	Credit Union
Address	INDIANAPOLIS, IN 46207

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 15, 2043

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1821 S GARRISON CHAPEL RD, BLOOMINGTON, IN 47403-9227
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020020679
Date	Dec 7, 2020
Instrument	2020020679

Lender

Name	ELEMENTS FINANCIAL FCU
Type	Credit Union
Address	INDIANAPOLIS, IN 46202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Nov 15, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1821 S Garrison Chapel Rd was $1,519, down 7% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Van Buren Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,519.00 (-7.04%)	$217,600 Land $57,500 Building $160,100	$217,600 Land $57,500 Building $160,100
2024	$1,634.00
2023		$219,200 (+11.1%) Land $52,900 Building $166,300	$219,200 (+11.1%) Land $52,900 Building $166,300
2022	$1,419.00	$197,300 Land $46,000 Building $151,300	$197,300 Land $46,000 Building $151,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1821 S Garrison Chapel Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2013–2021)
Most Recent Claim	Jun 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1821 S Garrison Chapel Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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