1821 Rough Ridge Trl, Midlothian, TX 76065 Property Records

Ellis County property record for 1821 Rough Ridge Trl, Midlothian, TX 76065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,865 sqft · built 2023
Lot Size	0.158 acres (6,886 sqft)
Owner	2 Individual Names on Record
Last Sale	$432,250 (Feb 2026)
Tax Bill	$8,389 (2025)
Deeds & Mortgages	Feb 2025 Mortgage Feb 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R298026`

Property Details

APN / Parcel Number

Primary APN	`R298026`
Alternative APNs	`54260102702700908` `298026`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,865 sqft Living Area
Gross Area	2,435 sqft
1st Floor Area	1,865 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,886 sqft (0.158 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	195 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1821 ROUGH RIDGE TRL
City	MIDLOTHIAN
State	TX
Zip	76065-2850
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 BLK 27 BRIDGEWATER PH 1A 0.1581 AC
Legal Subdivision	BRIDGEWATER PH 1A
Legal Block	27
Legal Lot Number	27
Jurisdiction	ELLIS TX
Township / Civil Division	MIDLOTHIAN
Census Block Group	1
Census Block	1046
Census Tract	60702

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1042, WEATHERFORD, TX 76086-3717
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 6, 2026	Vendor's Lien, Transfer · Conventional Mortgage TRINITY OAKS MORTGAGE LLC
Dec 6, 2023	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage BOXCAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2026 · Amount on Record
Deed Sale	Feb 6, 2026 · Amount on Record
Prior Sale	Dec 6, 2023 · Amount on Record
Deed Document Number	20264071
Record Updated	Sep 20, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	1821 ROUGH RIDGE TRL, MIDLOTHIAN, TX 76065-2850
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1821 ROUGH RIDGE TRL, MIDLOTHIAN, TX 76065-2850

Mortgage

Document Number	0002504844
Date	Feb 14, 2025
Instrument	2504844

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2055

February 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	Feb 6, 2026
Property Address	1821 ROUGH RIDGE TRL, MIDLOTHIAN, TX 76065-2850
Document Number	0002604071
Map Reference	VOL N PG 49
Instrument Date	Feb 6, 2026
Instrument	2604071
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1042, WEATHERFORD, TX 76086-1042

Mortgage

Document Number	0002604072
Date	Feb 6, 2026
Instrument	2604072

Lender

Name	TRINITY OAKS MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

December 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	Dec 6, 2023
Property Address	1821 ROUGH RIDGE TRL, MIDLOTHIAN, TX 76065-2850
Document Number	0002335968
Map Reference	VOL N PG 49
Instrument Date	Dec 1, 2023
Instrument	2335968
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 20, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1821 ROUGH RIDGE TRAIL, MIDLOTHIAN, TX 76065-2850

Mortgage

Document Number	0002335969
Date	Dec 6, 2023
Instrument	2335969

Lender

Name	BOXCAR MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Midlothian City
Unified School District	Midlothian Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$414,905 (-1.21%) Land $100,000 Building $314,905	$414,905 (-1.21%) Land $100,000 Building $314,905
2025	$8,389.00 (+1.11%) Homeowner's exemption	$420,000 Land $100,000 Building $320,000	$420,000 Land $100,000 Building $320,000
2024	$8,297.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2015–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 55% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLOTHIAN serves 27,699 people · EPA ID TX0700005
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Nov 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband.

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