Osceola County property record for 1821 Remembrance Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,840 sqft · built 2013 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $269,545 (Jul 2014) |
| Tax Bill | $8,343 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jun 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 158840 |
| Primary APN | 158840 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,840 sqft Heated Area |
| Gross Area | 4,658 sqft |
| 1st Floor Area | 1,886 sqft |
| Upper Floors Area | 1,954 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,498 sqft (0.241 acres) |
| Lot Dimensions | 119 ft deep x 80 ft wide |
| Garage Type | Finished |
| Garage Area | 620 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 198 sqft |
| Patio Area | 156 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 158840 |
|---|---|
| Street Address | 1821 REMEMBRANCE AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPUD |
| Legal Description | ANTHEM PARK PHASE 3B PB 20 PG 90-93 LOT 535 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 09 |
| Legal Subdivision | ANTHEM PARK |
| Legal Phase | 3B |
| Legal Tract | 82 |
| Legal Block | 1 |
| Legal Lot Number | 535 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 43208 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1821 REMEMBRANCE AVE, SAINT CLOUD, FL 34769-1807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 2, 2022 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Jun 19, 2019 | Loan Modification, Mortgage · Conventional with PMI PINGORA LOAN SVCNG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2014 · Amount on Record |
| Deed Sale | Jul 14, 2014 · Amount on Record |
| Deed Document Number | 2014098993 |
| Deed Book / Page | 4635 / 2149 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1821 REMEMBRANCE AVE, SAINT CLOUD, FL 34769-1807 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1821 REMEMBRANCE AVE, SAINT CLOUD, FL 34769-1807 |
| Document Number | 0061612022 |
|---|---|
| Date | Mar 2, 2022 |
| Book Page | 6161/2022 |
| Instrument | 2022033432 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | SAINT LOUIS, MO 63120 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1821 REMEMBRANCE AVE, SAINT CLOUD, FL 34769-1807 |
| Document Number | 0055840892 |
| Instrument Date | Jun 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1821 REMEMBRANCE AVE ST CLOUD FL 347691807, ST CLOUD, FL 34769-1807 |
| Document Number | 0055840892 |
|---|---|
| Date | Sep 5, 2019 |
| Book Page | 005584/000892 |
| Instrument | 114304 |
| Name | PINGORA LOAN SVCNG |
|---|---|
| Type | Funding / Finance Company |
| Address | DENVER, CO 80202 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 4, 2044 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,343.00 (+4.65%) Homeowner's exemption | $311,597 (+5.99%) | $469,800 (-0.61%) Land $70,000 Building $399,800 |
| 2023 | $7,972.00 (+3.14%) Homeowner's exemption | $293,997 (+3%) | $472,700 (+12.57%) Land $60,000 Building $412,700 |
| 2022 | $7,729.00 Homeowner's exemption | $285,434 | $419,900 Land $55,000 Building $364,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 35 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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