1821 E State St, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 1821 E State St, Cheboygan, MI 49721

Property Summary

Property TypeSingle Family Home
Lot Size1.85 acres (80,586 sqft)
OwnerCompany Name on Record
Last Sale$199,900 (Feb 2026)
Tax Bill$2,404 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Feb 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN051-033-104-003-00

Property Details

APN / Parcel Number

Primary APN051-033-104-003-00

Exterior

Lot Area80,586 sqft (1.85 acres)

Location & Zoning

Street Address1821 E STATE ST
CityCHEBOYGAN
StateMI
Zip49721-2137
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionELY 2 ACRES OF W1/2 OF SW1/4 OF SE1/4 OF NW1/4, SEC 33, T38N,R1W. 915/738;915/740;923/161;1266/290;1385/292;1575/880;1575/883
Legal Range01W
Legal Township038
Legal Section33
Legal Lot Number1,17
JurisdictionCHEBOYGAN MI
Township / Civil DivisionCHEBOYGAN
Census Block Group1
Census Block1065
Census Tract960300

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address6748 US 23, CHEBOYGAN, MI 49721-8940
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2026Deed of Trust, Mortgage · Conventional Mortgage
VEI 401K PS PLAN TRUST 1190
Feb 17, 2026Warranty Deed, Transfer · Conventional Mortgage
VEI 401K PS PLAN TRUST 1190

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 17, 2026 · Amount on Record
Deed SaleFeb 17, 2026 · Amount on Record
Prior SaleNov 21, 2003
Deed Book / Page1575 / 883
Prior Transfer DateOct 7, 2003
Prior Transfer Doc0915000738
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEBOYGAN MI
Property Address1821 E STATE ST, CHEBOYGAN, MI 49721-2137
Transaction TypeMortgage
Record UpdatedMar 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address6748 US 23, CHEBOYGAN, MI 49721-8940

Mortgage

Document Number0000001575/0000000886
DateFeb 17, 2026
Book Page0000001575/0000000886
Lender
NameVEI 401K PS PLAN TRUST 1190
Agreement
TypeConventional Mortgage
AmountAmount Recorded

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEBOYGAN MI
Recording DateFeb 17, 2026
Property Address1821 E STATE ST, CHEBOYGAN, MI 49721-2137
Document Number001575/883
Book / Page1575 / 883
Instrument DateFeb 13, 2026
Transaction TypeTransfer
Record UpdatedJun 16, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$17.19
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6748 US 23, CHEBOYGAN, MI 49721-8940

Mortgage

Document Number0001575886
DateFeb 17, 2026
Instrument1575/886
Lender
NameVEI 401K PS PLAN TRUST 1190
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCheboygan County
MunicipalityCheboygan City
Unified School DistrictCheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$66,600 (+1.68%)$133,200 (+1.68%)
2025$2,404.00 (+1.65%)$65,500 (+41.47%)$131,000 (+41.47%)
2024$2,365.00 (+18.31%)
2023$46,300$92,600
2022$1,999.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimJul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E State St

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