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1821 E Sandy Ridge Rd, Monroe, NC 28112 Property Records

Union County property record for 1821 E Sandy Ridge Rd, Monroe, NC 28112 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1977
Square Footage1,050 sqft Living Area
Lot Size70,567 sqft (1.62 acres)
OccupancyOwner Occupied
Last Sale$247,000 (2025)
Tax Bill$1,084.00 (2025)

Property Details

APN / Parcel Number

Primary APN04-117-005

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area1,050 sqft Living Area
1st Floor1,050 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleRanch Style
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Foundation TypeNo Foundation Foundation
Roof MaterialComposition Shingle Roof
Lot Area70,567 sqft (1.62 acres)
Parking Spaces1 Parking Spaces
Garage TypeCarport Garage
Garage Area260 sqft Garage
CarportCarport
Carport Area260 sqft Carport
Shed1 Shed
Porch Area72 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Street Address1821 E SANDY RIDGE RD
CityMONROE
StateNC
Zip28112-7325
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCLARY
JurisdictionUNION NC
Minor Civil DivisionBUFORD
Census Blockgroup3
Census Block3018
Census Tract20901

Owner

Source: Union County records · APN 04-117-005

Assessment roll updated March 31, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1821 E SANDY RIDGE RD, MONROE, NC 28112-7325
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 09, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
TOWNE MORTGAGE CO
Jan 04, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
MIDLAND MORTGAGE
Dec 30, 2025Warranty Deed, Transfer · Conventional Mortgage
PRIMIS MORTGAGE CO
Oct 23, 2017Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage
JP MORGAN CHASE BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 30, 2025 · Amount on Record
Deed SaleDec 30, 2025 · Amount on Record
Prior SaleMay 06, 2008 · Amount on Record
Deed Doc Number202534693
Deed Book / Page9277 / 796
Prior Transfer DateMay 22, 2013
Prior Transfer Doc6014101
Record RefreshedSep 20, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address1821 E SANDY RIDGE RD, MONROE, NC 28112-7325
Transaction TypeMortgage
Record UpdatedJan 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1821 E SANDY RIDGE RD, MONROE, NC 28112-7325

Mortgage

Document Number0009134615
DateJun 09, 2025
Book Page9134/615
Instrument14350
Lender
NameTOWNE MORTGAGE CO
TypeMortgage Company
AddressTROY, MI 48084
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2055

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address1821 E SANDY RIDGE RD, MONROE, NC 28112-7325
Transaction TypeMortgage
Record UpdatedJan 15, 2026
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1821 E SANDY RIDGE RD, MONROE, NC 28112-7325

Mortgage

Document Number0008363479
DateJan 04, 2022
Book Page8363/479
Instrument240
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term358 Months
DueNov 01, 2051

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateDec 30, 2025
Property Address1821 E SANDY RIDGE RD, MONROE, NC 28112-7325
Document Number0009277796
Book / Page9277 / 796
Instrument DateDec 17, 2025
Instrument34693
Transaction TypeTransfer
Record UpdatedJan 15, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$494.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1821 E SANDY RIDGE RD, MONROE, NC 28112-7325

Mortgage

Document Number0000034694
DateDec 30, 2025
Instrument34694
Lender
NamePRIMIS MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

Mortgage

Document Number0009277813
DateDec 30, 2025
Book Page9277/813
Instrument34695
Lender
NamePRIMIS MORTGAGE CO
TypeMortgage Company
AddressWILMINGTON, NC 28403
Agreement
AmountAmount Recorded

October 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionUNION NC
Property Address1821 E SANDY RIDGE RD, MONROE, NC 28112-7325
Document Number704991
Book / Page007049 / 000091
Instrument DateOct 23, 2017
Transaction TypeMortgage
Record UpdatedJan 03, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address1821 E SANDY RIDGE RD MONROE NC 281127325, MONROE, NC 28112-7325

Mortgage

Document Number704991
DateNov 07, 2017
Book Page007049/000091
Instrument32850
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressMONROE, LA 71203-4774
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueNov 06, 2047

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,084.00 (+13.63%)$226,700 (+47.88%) Land $53,000 Building $173,700$226,700 (+47.88%) Land $53,000 Building $173,700
2023$954.00$153,300 Land $28,700 Building $124,600$153,300 Land $28,700 Building $124,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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