Maricopa County property record for 1821 E Bernie Ln, Unit 103, Gilbert, AZ 85295
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,193 sqft · built 2022 |
| Lot Size | 0.02 acres (883 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,000 (Jul 2026) |
| Tax Bill | $1,204 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Apr 2025 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 313-29-685 |
| Primary APN | 313-29-685 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,193 sqft Living Area |
| Gross Area | 1,343 sqft |
| 1st Floor Area | 304 sqft |
| 2nd Floor Area | 889 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Combination |
| Roof Material | Concrete |
| Lot Area | 883 sqft (0.02 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 150 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Street Address | 1821 E BERNIE LN, 103 |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85295-1292 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | M-L |
| Legal Description | LAKES AT ANNECY PARCEL 3 A BLOCK CONDOMINIUM PLAT UNIT 656 MCR 1496-24 FOR LEGAL DESCRIPTION REFERENCE REGARDING THE PERCENTAGE OF OWNERSHIP OF THE COMMON AREA(S) PLEASE REFER TO THE RECORDED COVENANTS, CONDITIONS, AND RESTRICTIONS (CC&R'S) ASSOCIATE |
| Legal Range | 6E |
| Legal Township | 1S |
| Legal Section | 33 |
| Legal Subdivision | LAKES AT ANNECY PARCEL 3 A BLOCK CONDOMI |
| Legal Lot Number | 656 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | CHANDLER |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 815502 |
1821 E Bernie Ln, Unit 103 is owned and occupied by two individuals who bought it in July 2026.
Source: Maricopa County records, as of August 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1821 E BERNIE LN, 103, GILBERT, AZ 85295-1292 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC |
| Apr 28, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Aug 30, 2023 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Sep 4, 2018 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2026 · Amount on File |
| Deed Sale | Jul 30, 2026 · Amount on File |
| Prior Sale | Aug 30, 2023 · Amount on File |
| Deed Document Number | 2026452539 |
| Prior Transfer Date | Apr 22, 2025 |
| Prior Transfer Doc | 0000236239 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Jul 30, 2026 |
| Property Address | 1821 E BERNIE LN, 103, GILBERT, AZ 85295-1292 |
| Document Number | 0000452539 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 2026452539 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | ATI TITLE COMPANY (ATI), CLEAR TITLE AGENCY OF ARIZONA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1821 E BERNIE LN, 103, GILBERT, AZ 85295-1292 |
| Document Number | 0000452541, |
|---|---|
| Date | Jul 30, 2026 |
| Instrument | 2026452541 |
| Name | KIND LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Apr 28, 2025 |
| Property Address | 1821 E BERNIE LN UNIT 103, 103, GILBERT, AZ 85295-1292 |
| Document Number | 0000236239 |
| Map Reference | MB 961 PG 32 |
| Instrument Date | Apr 25, 2025 |
| Instrument | 20250236239 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2025 |
| Title Company | PREMIER TITLE COMPANY, PREMIER TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0000236240 |
|---|---|
| Date | Apr 28, 2025 |
| Instrument | 20250236240 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Aug 30, 2023 |
| Property Address | 1821 E BERNIE LN UNIT 103, 103, GILBERT, AZ 85295-1292 |
| Document Number | 0000454341 |
| Map Reference | MB 1496 PG 24 |
| Instrument Date | Aug 22, 2023 |
| Instrument | 20230454341 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 7, 2023 |
| Title Company | TITLE AND CLOSING SERVICES, TRI POINTE ASSURANCE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15279 N SCOTTSDALE RD STE 300, 300, SCOTTSDALE, AZ 85254-2662 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1821 E BERNIE LN UNIT 103, 103, GILBERT, AZ 85295-1292 |
| Document Number | 0000454342 |
|---|---|
| Date | Aug 30, 2023 |
| Instrument | 20230454342 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Sep 4, 2018 |
| Property Address | 1821 E BERNIE LN UNIT 103, 103, GILBERT, AZ 85295-1292 |
| Document Number | 0000667094 |
| Instrument Date | Sep 4, 2018 |
| Instrument | 667094 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 15279 N SCOTTSDALE RD #300 SCOTTSDALE AZ 852542662, 300, SCOTTSDALE, AZ 85254-2662 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 1821 E Bernie Ln, Unit 103 was $1,204.
Source: Maricopa County assessment roll, as of October 22, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $32,120 (+101.15%) | $321,200 (+11.03%) Land $64,200 Building $257,000 | |
| 2025 | $1,204.00 | $15,968 (-48.87%) | $289,300 (-7.36%) Land $57,800 Building $231,500 |
| 2024 | $31,230 (+2,818.69%) | $312,300 (+2,818.69%) Land $62,400 Building $249,900 | |
| 2023 | $1,070 Land $1,070 | $10,700 Land $10,700 | |
| 2022 | $89.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1821 E Bernie Ln, Unit 103 in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1821 E Bernie Ln, Unit 103 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Arizona |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 100 / 20 |
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