1821 E 31st St, Lorain, OH 44055 Property Records

Lorain County property record for 1821 E 31st St, Lorain, OH 44055

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 3,125 sqft · built 1900
Lot Size0.219 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$90,000 (May 2019)
Tax Bill$2,281 (2024)
Deeds & MortgagesMay 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-00-095-103-020

Property Details

APN / Parcel Number

Primary APN03-00-095-103-020

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms11 Rooms
Units2 Units
Stories2 Stories
Building Area3,125 sqft Total Area
1st Floor Area1,260 sqft
2nd Floor Area1,260 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1945
Architectural StyleTwo-Family
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area9,583 sqft (0.219 acres)
Lot Dimensions190 ft deep x 50 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area330 sqft
Deck Area272 sqft
Patio Area272 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address1821 E 31ST ST
CityLORAIN
StateOH
Zip44055-1809
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionS L CO 50.00 X 190.00
Legal SubdivisionS L CO FRNT
Legal Block103
Legal Lot Number516
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group3
Census Block3004
Census Tract23100

Owner

Source: Lorain County assessment roll, as of August 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1821 E 31ST ST, LORAIN, OH 44055-1809
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 22, 2019 · Amount on Record
Deed SaleMay 22, 2019 · Amount on Record
Deed Document Number2019002762
Record UpdatedJun 8, 2026

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateMay 22, 2019
Property Address1821 E 31ST ST, LORAIN, OH 44055-1809
Document Number0000715514
Map ReferenceVOL 4 PG 23
Instrument DateMay 20, 2019
Instrument2019-0715514
Transaction TypeTransfer
Record UpdatedApr 29, 2022
Title CompanyFIDELITY NATIONAL TTL CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1821 E 31ST ST, LORAIN, OH 44055-1809

Mortgage

Document Number0000715515
DateMay 22, 2019
Instrument2019-0715515
Lender
NameLENDUS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2024

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$2,281.00 (+92.17%)$54,660 (+140.04%) Land $5,390 Building $49,270$156,170 (+140.04%) Land $15,400 Building $140,770
2023$1,187.00 (+0.85%)$22,771 (+%) Land $3,283 Building $19,488$65,060 (-) Land $9,380 Building $55,680
2022$1,177.00$22,770 Land $3,280 Building $19,490
2021$65,060 Land $9,380 Building $55,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims10 (2011–2023)
Claims Outside the SFHA2 of 10
Most Recent ClaimAug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORAIN CITY PWS
serves 64,152 people · EPA ID OH4700711
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

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