1821 Beach St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1821 Beach St, Oceano, CA 93445

Property Summary

Property TypePlanned Unit Development
Details2 bd · 1 ba · 911 sqft · built 1991
Lot Size0.08 acres (3,500 sqft)
OwnerCompany Name on File
Last Sale$385,000 (Feb 2020)
Tax Bill$4,828 (2025)
Deeds & MortgagesJul 2020 Transfer
Feb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN062-080-001

Property Details

APN / Parcel Number

Primary APN062-080-001

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area911 sqft Living Area
1st Floor Area911 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Construction TypeWood
Lot Area3,500 sqft (0.08 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address1821 BEACH ST
CityOCEANO
StateCA
Zip93445-9019
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Local Zoning CodeRMF
Legal DescriptionPM 47-42 LT 1 & PTN LT 3
Legal SubdivisionPARCEL MAP CO 89 031
Legal Block2
Legal Lot Number1,3
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2060
Census Tract12201

Owner

1821 Beach St, a planned unit development, is owned by a company that bought it in February 2020.

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 123, CRESTON, CA 93432-0123
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Feb 19, 2020Grant Deed, Transfer · Conventional Mortgage
THELENDER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 19, 2020 · Amount on File
Deed SaleFeb 19, 2020 · Amount on File
Prior SaleJan 23, 2006 · Amount on File
Deed Document Number20207997
Prior Transfer DateJan 9, 1995
Prior Transfer Doc0000001802
Record UpdatedOct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJul 16, 2020
Property Address1821 BEACH ST, OCEANO, CA 93445-9019
Document Number0000035998
Instrument DateJul 9, 2020
Instrument35998
Transaction TypeTransfer
Record UpdatedJul 29, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1821 BEACH ST OCEANO CA 934459019, OCEANO, CA 93445-9019

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateFeb 19, 2020
Property Address1821 BEACH ST, OCEANO, CA 93445-9019
Document Number0000007997
Instrument DateJan 29, 2020
Instrument7997
Transaction TypeTransfer
Record UpdatedMar 4, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$424.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 1238 APTOS CA 950011238, APTOS, CA 95001-1238

Mortgage

Document Number7998
DateFeb 19, 2020
Instrument7998
Lender
NameTHELENDER
AddressSAINT PETERS, MO 63376
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 18, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1821 Beach St was $4,828, up 3.5% from the year before.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$429,469 (+2%) Land $250,989 Building $178,480
2025$4,828.00 (+3.54%)$421,049 Land $246,068 Building $174,981
2024$4,663.00 (+1.08%)
2023$4,613.00 (+1.43%)$404,701 Land $236,514 Building $168,187
2022$4,548.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1821 Beach St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 33 individual policies
Nearby Flood Policies89 units insured
incl. 56 condo units
Nearby Flood Claims2 (2010)
Most Recent ClaimDec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1821 Beach St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEANO COMM SERVICES DIST.
serves 7,598 people · EPA ID CA4010005
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.

Nearby Properties on Beach St

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