1821 6th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1821 6th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1924
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Tax Bill	$414 (2025)
Deeds & Mortgages	May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`76867`

Property Details

APN / Parcel Number

Primary APN	`76867`
Alternative APN	`012630000100400200`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Heated Area
Gross Area	1,512 sqft
1st Floor Area	904 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1975
Exterior Material	Aluminum Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	75 ft deep x 125 ft wide

Exterior Amenities

Porch	Enclosed Porch
Porch Area	608 sqft
Patio Area	280 sqft
Fence	Fence
Shed	1 Shed
Shed Area	110 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	76867
Street Address	1821 6TH ST
City	SAINT CLOUD
State	FL
Zip	34769-2778
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST CLOUD PB B PG 34 BLK 40 W 1/2 OF LOTS 20-24 2/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	1
Legal Block	40
Legal Lot Number	20 21
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2020
Census Tract	43400

Owner

Source: Osceola County records · APN 76867

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1821 6TH ST, SAINT CLOUD, FL 34769-2778
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 21, 2003
Deed Sale	Sep 21, 2003
Deed Book / Page	01752 / 00910
Prior Transfer Date	Jul 05, 2000
Prior Transfer Doc	0175200910
Record Updated	Jun 08, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1821 6TH ST, SAINT CLOUD, FL 34769-2778
Document Number	0051651800
Instrument Date	May 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1821 6TH ST ST CLOUD FL 347692778, ST CLOUD, FL 34769-2778

Mortgage

Document Number	0051651800
Date	Jun 19, 2017
Book Page	005165/001800
Instrument	88302

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$414.00 (+3.5%) Homeowner's exemption Widower's exemption	$59,970 (+5.99%)	$176,400 (+12.72%) Land $55,000 Building $121,400
2023	$400.00 (-15.25%) Homeowner's exemption Widower's exemption	$56,583 (+3%)	$156,500 (+15.75%) Land $50,000 Building $106,500
2022	$472.00 Homeowner's exemption Widower's exemption	$54,935	$135,200 Land $45,000 Building $90,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970434002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 18 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force 15 of 18 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.