18208 N Saddle Hill Rd, Colbert, WA 99005 Property Records

Spokane County property record for 18208 N Saddle Hill Rd, Colbert, WA 99005

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,066 sqft · built 1991
Lot Size1.07 acres (46,699 sqft)
Owner2 Individual Names on Record
Last Sale$290,280 (Mar 2012)
Tax Bill$7,114 (2026)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN37223.0802

Property Details

APN / Parcel Number

Primary APN37223.0802

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms4 Rooms
Stories2 Stories
Building Area2,066 sqft Living Area
Gross Area3,918 sqft
1st Floor Area1,126 sqft
2nd Floor Area940 sqft
Basement Area1,118 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeConcrete
Roof TypeHip
Roof MaterialConcrete
Lot Area46,699 sqft
Garage TypeAttached
Garage Area734 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Deck Area450 sqft
Patio Area36 sqft
Canopy346 sqft
Lean-To520 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address18208 N SADDLE HILL RD
CityCOLBERT
StateWA
Zip99005-9260
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRT
Legal DescriptionRANCHETTES NORTH L2 B3
Legal Range43E
Legal Township27N
Legal Section22
Legal SubdivisionRANCHETTES NORTH
Legal Block3
Legal Lot Number2
JurisdictionSPOKANE WA
Township / Civil DivisionDEER PARK
Census Block Group1
Census Block1000
Census Tract10504

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address18208 N SADDLE HILL RD, COLBERT, WA 99005-9260
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 14, 2012 · Amount on Record
Deed SaleMar 14, 2012 · Amount on Record
Prior SaleNov 12, 2003
Deed Document Number20126075547
Prior Transfer DateMay 13, 2011
Prior Transfer Doc0006000240
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address18208 N SADDLE HILL RD, COLBERT, WA 99005-9260
Transaction TypeMortgage
Record UpdatedOct 20, 2022
Title CompanySPOKANE COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006912844
DateApr 21, 2020
Instrument6912844
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressEDNEYVILLE, NC 28727
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
Unified School DistrictMead School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,114.00 (+0.92%)$717,460 (+5.63%) Land $151,560 Building $565,900$717,460 (+5.63%) Land $151,560 Building $565,900
2025$7,049.00 (+14.01%)
2024$679,200 (+41.44%) Land $114,000 Building $565,200$679,200 (+41.44%) Land $114,000 Building $565,200
2023$6,183.00 (+17.28%)$480,200 Land $95,000 Building $385,200$480,200 Land $95,000 Building $385,200
2022$5,272.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1997–2006)
Most Recent ClaimJan 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 68% of Washington
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHITWORTH WATER DISTRICT 2
serves 26,883 people · EPA ID WA5396601
Water SourceGroundwater
Last State InspectionApr 2021
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Wired or Wireless
Fixed Wireless
200 / 40
Wind Wireless
Fixed Wireless
100 / 20

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