Mecklenburg County property record for 18208 Harbor Mist Rd, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,709 sqft · built 2003 |
| Lot Size | 0.155 acres (6,756 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $336,000 (Aug 2018) |
| Tax Bill | $3,220 (2024) |
| Deeds & Mortgages | Nov 2025 Second Mortgage Oct 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-196-12 |
| Primary APN | 003-196-12 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,709 sqft Heated Area |
| Gross Area | 3,197 sqft |
| 1st Floor Area | 1,231 sqft |
| Upper Floors Area | 1,478 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 6,756 sqft (0.155 acres) |
| Garage Area | 380 sqft |
| Porch | Porch |
| Porch Area | 108 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 18208 HARBOR MIST RD |
|---|---|
| City | CORNELIUS |
| State | NC |
| Zip | 28031-6039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR |
| Legal Description | L160 M35-557 |
| Legal Subdivision | VICTORIA BAY PH 01 MAP 01 |
| Legal Lot Number | 160 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 9, DEWEESE |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 6408 |
Source: Mecklenburg County records, as of November 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18208 HARBOR MIST RD, CORNELIUS, NC 28031-6039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Oct 24, 2025 | Quit Claim Deed, Transfer · Loan Assumption BETTER MORTGAGE CORPORATION |
| Feb 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Aug 3, 2018 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Feb 23, 2018 | Warranty Deed, Transfer TRYON TITLE AGENCY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2018 · Amount on Record |
| Deed Sale | Aug 3, 2018 · Amount on Record |
| Prior Sale | Aug 3, 2018 · Amount on Record |
| Deed Document Number | 0000098218 |
| Deed Book / Page | 32881 / 343 |
| Last Transfer Date | Oct 24, 2025 |
| Transfer Doc | 0000109153 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 18208 HARBOR MIST RD, CORNELIUS, NC 28031-6039 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Title Company | UNKNOWN, ROCKET CLOSE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000116997 |
|---|---|
| Date | Nov 14, 2025 |
| Book Page | 40002/737 |
| Instrument | 2025116997 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Oct 24, 2025 |
| Property Address | 18208 HARBOR MIST RD, CORNELIUS, NC 28031-6039 |
| Document Number | 0000109153 |
| Book / Page | 39955 / 360 |
| Map Reference | MB 35 PG 557 |
| Instrument Date | Oct 15, 2025 |
| Instrument | 2025109153 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2025 |
| Title Company | ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20511 STERLING BAY LN W # WP, WP, CORNELIUS, NC 28031-4934 |
| Name | Verified Name |
|---|---|
| Address | 18208 HARBOR MIST RD, CORNELIUS, NC 28031-6039 |
| Document Number | 0000109154 |
|---|---|
| Date | Oct 24, 2025 |
| Book Page | 39955/364 |
| Instrument | 2025109154 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Loan Assumption |
|---|---|
| Amount | Amount Recorded |
| Term | 305 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 18208 HARBOR MIST RD, CORNELIUS, NC 28031-6039 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000034224 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 35704/797 |
| Instrument | 2021034224 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 3, 2018 |
| Property Address | 18208 HARBOR MIST RD, CORNELIUS, NC 28031-6039 |
| Document Number | 0000098218 |
| Book / Page | 32881 / 343 |
| Map Reference | MB35 PG557 |
| Instrument Date | Aug 1, 2018 |
| Instrument | 2018098218 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $672.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9632 EARNHARDT LAKE RD, 9632, DAVIDSON, NC 28036-7501 |
| Name | Verified Name |
|---|---|
| Address | 18208 HARBOR MIST RD, CORNELIUS, NC 28031-6039 |
| Document Number | 0000098219 |
|---|---|
| Date | Aug 3, 2018 |
| Instrument | 2018098219 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Feb 23, 2018 |
| Property Address | 18208 HARBOR MIST RD, CORNELIUS, NC 28031-6039 |
| Document Number | 0000021166 |
| Book / Page | 032484 / 000261 |
| Instrument Date | Feb 22, 2018 |
| Instrument | 21166 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2018 |
| Title Company | TRYON TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $590.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 137 RAINBOW DR #3719 LIVINGSTON TX 773991037, 3719, LIVINGSTON, TX 77399-1037 |
Source: Mecklenburg County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $490,800 Land $95,000 Building $395,800 | ||
| 2024 | $3,220.00 | ||
| 2023 | $490,800 Land $95,000 Building $395,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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